# Best Jumbo Mortgage Lenders in Alabama

**As of:** 2026-05-20

Compare the top Jumbo mortgage lenders in Alabama. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/alabama/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 278
- **Total Loans:** 59,046
- **Median Rate Spread:** 0.3489233716475096%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Synovus Bank | 89 | 76 | 61 | 573 | Bank |
| 2 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 479 | Bank |
| 3 | Truist Bank | 85 | 76 | 71 | 229 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 4,227 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 3,461 | Independent Mortgage Company |
| 6 | Trustmark National Bank | 83 | 57 | 79 | 1,916 | Bank |
| 7 | Regions Bank | 83 | 48 | 68 | 1,890 | Bank |
| 8 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 1,445 | Independent Mortgage Company |
| 9 | Renasant Bank | 83 | 60 | 60 | 1,328 | Bank |
| 10 | FirstBank | 83 | 41 | 75 | 1,072 | Bank |
| 11 | CMG MORTGAGE, INC. | 83 | 40 | 66 | 767 | Independent Mortgage Company |
| 12 | BankPlus | 80 | 73 | 71 | 158 | Bank |
| 13 | ServisFirst Bank | 80 | 22 | 88 | 316 | Bank |
| 14 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 371 | Bank |
| 15 | PNC Bank, National Association | 79 | 53 | 68 | 214 | Bank |
| 16 | Bank Independent | 77 | 41 | 83 | 292 | Bank |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 1,578 | Independent Mortgage Company |
| 18 | GUILD MORTGAGE COMPANY LLC | 75 | 32 | 66 | 1,317 | Independent Mortgage Company |
| 19 | SouthState Bank, National Association | 75 | 38 | 67 | 677 | Bank |
| 20 | AVADIAN | 73 | 44 | 72 | 291 | Credit Union |
| 21 | First Horizon Bank | 71 | 36 | 72 | 213 | Bank |
| 22 | Cadence Bank | 63 | 11 | 72 | 756 | Bank |
| 23 | River Bank & Trust | 60 | 10 | 70 | 266 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Alabama.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.