# Best Mortgage Companie Lenders in Alabama

**As of:** 2026-05-20

Compare the top mortgage companies offering mortgages in Alabama. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/alabama/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 278
- **Total Loans:** 59,046
- **Median Rate Spread:** 0.3489233716475096%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 93 | 97 | 81 | 291 | Independent Mortgage Company |
| 2 | Heritage Mortgage, LLC | 86 | 61 | 78 | 397 | Independent Mortgage Company |
| 3 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 338 | Independent Mortgage Company |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 3,461 | Independent Mortgage Company |
| 5 | GMFS LLC | 84 | 53 | 85 | 785 | Independent Mortgage Company |
| 6 | FREEDOM MORTGAGE CORPORATION | 78 | 55 | 67 | 795 | Independent Mortgage Company |
| 7 | PENNYMAC LOAN SERVICES, LLC | 78 | 56 | 63 | 747 | Independent Mortgage Company |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 51 | 82 | 434 | Independent Mortgage Company |
| 9 | FIRST COLONY MORTGAGE CORPORATION | 78 | 42 | 84 | 322 | Independent Mortgage Company |
| 10 | LENDLO MORTGAGE, LLC | 78 | 49 | 88 | 303 | Independent Mortgage Company |
| 11 | MORTGAGE INVESTORS GROUP, INC. | 78 | 43 | 80 | 283 | Independent Mortgage Company |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 201 | Independent Mortgage Company |
| 13 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 4,227 | Independent Mortgage Company |
| 14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 1,578 | Independent Mortgage Company |
| 15 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 1,445 | Independent Mortgage Company |
| 16 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 1,317 | Independent Mortgage Company |
| 17 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 767 | Independent Mortgage Company |
| 18 | UNION HOME MORTGAGE CORP. | 74 | 22 | 83 | 750 | Independent Mortgage Company |
| 19 | Assurance Financial Group, L.L.C. | 74 | 26 | 82 | 550 | Independent Mortgage Company |
| 20 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 549 | Independent Mortgage Company |
| 21 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 214 | Independent Mortgage Company |
| 22 | Mortgage Research Center, LLC | 68 | 34 | 70 | 1,857 | Independent Mortgage Company |
| 23 | CANOPY MORTGAGE, LLC | 68 | 21 | 70 | 894 | Independent Mortgage Company |
| 24 | STOCKTON MORTGAGE CORPORATION | 68 | 27 | 70 | 764 | Independent Mortgage Company |
| 25 | TOWNE MORTGAGE COMPANY | 68 | 40 | 79 | 556 | Independent Mortgage Company |
| 26 | Hamilton Mortgage Corporation | 68 | 31 | 71 | 357 | Independent Mortgage Company |
| 27 | FIRST COMMUNITY MORTGAGE, INC. | 68 | 31 | 89 | 379 | Independent Mortgage Company |
| 28 | SWBC MORTGAGE CORPORATION | 68 | 34 | 86 | 146 | Independent Mortgage Company |
| 29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 145 | Independent Mortgage Company |
| 30 | PLANET HOME LENDING, LLC | 68 | 40 | 83 | 145 | Independent Mortgage Company |
| 31 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 68 | 25 | 90 | 141 | Independent Mortgage Company |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 183 | Independent Mortgage Company |
| 33 | GoodLeap, LLC | 66 | 52 | 56 | 131 | Independent Mortgage Company |
| 34 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 672 | Independent Mortgage Company |
| 35 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 475 | Independent Mortgage Company |
| 36 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 463 | Independent Mortgage Company |
| 37 | EMBRACE HOME LOANS, INC. | 63 | 31 | 74 | 244 | Independent Mortgage Company |
| 38 | THE LOAN STORE, INC. | 63 | 40 | 77 | 241 | Independent Mortgage Company |
| 39 | INTERLINC MORTGAGE SERVICES, LLC | 63 | 38 | 79 | 161 | Independent Mortgage Company |
| 40 | LEADERONE FINANCIAL CORPORATION | 63 | 21 | 73 | 129 | Independent Mortgage Company |
| 41 | NEW AMERICAN FUNDING, LLC | 62 | 22 | 60 | 653 | Independent Mortgage Company |
| 42 | NEWREZ LLC | 58 | 35 | 59 | 397 | Independent Mortgage Company |
| 43 | CARRINGTON MORTGAGE SERVICES, LLC | 58 | 24 | 41 | 190 | Independent Mortgage Company |
| 44 | MORIA DEVELOPMENT, INC. | 50 | 18 | 79 | 245 | Independent Mortgage Company |
| 45 | ROYAL UNITED MORTGAGE LLC | 50 | 5 | 63 | 176 | Independent Mortgage Company |
| 46 | SOUTHWEST FUNDING, LP | 50 | 11 | 63 | 133 | Independent Mortgage Company |
| 47 | ACOPIA, LLC | 50 | 18 | 67 | 120 | Independent Mortgage Company |
| 48 | TJC Mortgage, Inc. | 46 | 20 | 53 | 255 | Independent Mortgage Company |
| 49 | Consumer First Mortgage, Inc. | 46 | 18 | 50 | 153 | Independent Mortgage Company |
| 50 | NEW DAY FINANCIAL, LLC | 40 | 5 | 26 | 271 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Alabama.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.