# Best FHA Mortgage Lenders in Allentown

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Allentown. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/allentown/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 116
- **Total Loans:** 8,572
- **Median Rate Spread:** 0.36944736842105264%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Prosperity Home Mortgage, LLC | 89 | 63 | 72 | 299 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 543 | Independent Mortgage Company |
| 3 | Mortgage America, Inc. | 85 | 60 | 80 | 309 | Independent Mortgage Company |
| 4 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 91 | Independent Mortgage Company |
| 5 | Univest Bank and Trust Co. | 85 | 86 | 64 | 74 | Bank |
| 6 | KEYSTONE FUNDING, INC. | 83 | 51 | 83 | 60 | Independent Mortgage Company |
| 7 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 788 | Independent Mortgage Company |
| 8 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 128 | Independent Mortgage Company |
| 9 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 125 | Independent Mortgage Company |
| 10 | Firstrust Savings Bank | 79 | 54 | 75 | 102 | Bank |
| 11 | PLANET HOME LENDING, LLC | 79 | 51 | 76 | 60 | Independent Mortgage Company |
| 12 | NEWREZ LLC | 77 | 52 | 56 | 310 | Independent Mortgage Company |
| 13 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 239 | Independent Mortgage Company |
| 14 | CMG MORTGAGE, INC. | 75 | 32 | 79 | 231 | Independent Mortgage Company |
| 15 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 216 | Independent Mortgage Company |
| 16 | T2 FINANCIAL LLC | 75 | 29 | 82 | 107 | Independent Mortgage Company |
| 17 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 90 | Independent Mortgage Company |
| 18 | V.I.P. MORTGAGE, INC. | 75 | 37 | 83 | 54 | Independent Mortgage Company |
| 19 | Fulton Bank, National Association | 74 | 74 | 59 | 84 | Bank |
| 20 | Flagstar Bank, N.A. | 73 | 58 | 71 | 41 | Bank |
| 21 | KIND LENDING, LLC | 73 | 55 | 71 | 28 | Independent Mortgage Company |
| 22 | Plains Commerce Bank | 73 | 47 | 66 | 25 | Bank |
| 23 | GoodLeap, LLC | 73 | 62 | 58 | 20 | Independent Mortgage Company |
| 24 | Advisors Mortgage Group, L.L.C. | 73 | 50 | 79 | 19 | Independent Mortgage Company |
| 25 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 108 | Independent Mortgage Company |
| 26 | Quaint Oak Mortgage, LLC | 71 | 30 | 84 | 68 | Independent Mortgage Company |
| 27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 38 | 79 | 64 | Independent Mortgage Company |
| 28 | Paramount Residential Mortgage Group, Inc. | 71 | 33 | 72 | 48 | Independent Mortgage Company |
| 29 | NFM, INC. | 70 | 40 | 83 | 28 | Independent Mortgage Company |
| 30 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 70 | 20 | 82 | 21 | Independent Mortgage Company |
| 31 | MORTGAGE ACCESS CORP. | 69 | 47 | 54 | 86 | Independent Mortgage Company |
| 32 | NJ LENDERS CORP. | 69 | 56 | 66 | 33 | Independent Mortgage Company |
| 33 | Mortgage Research Center, LLC | 66 | 34 | 54 | 101 | Independent Mortgage Company |
| 34 | EMBRACE HOME LOANS, INC. | 66 | 35 | 71 | 40 | Independent Mortgage Company |
| 35 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 37 | Independent Mortgage Company |
| 36 | PLAZA HOME MORTGAGE, INC. | 66 | 30 | 65 | 31 | Independent Mortgage Company |
| 37 | AMERICAN FINANCIAL RESOURCES, INC. | 66 | 21 | 61 | 25 | Independent Mortgage Company |
| 38 | SUN WEST MORTGAGE COMPANY, INC. | 66 | 36 | 64 | 21 | Independent Mortgage Company |
| 39 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 20 | Independent Mortgage Company |
| 40 | LOWER, LLC | 66 | 29 | 66 | 20 | Independent Mortgage Company |
| 41 | JMAC LENDING, INC. | 64 | 57 | 58 | 19 | Independent Mortgage Company |
| 42 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 785 | Independent Mortgage Company |
| 43 | Ixonia Bank | 63 | 13 | 76 | 165 | Bank |
| 44 | The Federal Savings Bank | 62 | 26 | 53 | 32 | Bank |
| 45 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 29 | Independent Mortgage Company |
| 46 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 25 | Independent Mortgage Company |
| 47 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 22 | Independent Mortgage Company |
| 48 | ABSOLUTE HOME MORTGAGE CORPORATION | 60 | 20 | 71 | 84 | Independent Mortgage Company |
| 49 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 79 | Independent Mortgage Company |
| 50 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 60 | 17 | 70 | 68 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Allentown.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.