# Best Mortgage Lenders in Anaheim

**As of:** 2026-05-23

Compare the top mortgage lenders in Anaheim. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/anaheim/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 166
- **Total Loans:** 17,759
- **Median Rate Spread:** 0.299440251572327%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | U.S. Bank National Association | 86 | 75 | 71 | 1,093 | Bank |
| 2 | SCHOOLSFIRST | 86 | 79 | 72 | 491 | Credit Union |
| 3 | Morgan Stanley Private Bank, National Association | 86 | 94 | 66 | 92 | Bank |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 2,789 | Independent Mortgage Company |
| 5 | Citibank, National Association | 84 | 87 | 58 | 330 | Bank |
| 6 | Bank of America, National Association | 80 | 73 | 75 | 349 | Bank |
| 7 | PNC Bank, National Association | 80 | 71 | 61 | 94 | Bank |
| 8 | JPMorgan Chase Bank, National Association | 78 | 49 | 70 | 472 | Bank |
| 9 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 2,064 | Independent Mortgage Company |
| 10 | NMSI, INC. | 74 | 33 | 92 | 383 | Independent Mortgage Company |
| 11 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 395 | Bank |
| 12 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 360 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 278 | Independent Mortgage Company |
| 14 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 226 | Independent Mortgage Company |
| 15 | General Mortgage Capital Corporation | 73 | 50 | 79 | 83 | Independent Mortgage Company |
| 16 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 81 | Independent Mortgage Company |
| 17 | BAY EQUITY LLC | 73 | 43 | 65 | 79 | Independent Mortgage Company |
| 18 | First-Citizens Bank & Trust Company | 73 | 60 | 62 | 43 | Bank |
| 19 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 72 | Credit Union |
| 20 | PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 83 | 55 | 66 | Independent Mortgage Company |
| 21 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 208 | Independent Mortgage Company |
| 22 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 152 | Independent Mortgage Company |
| 23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 86 | Independent Mortgage Company |
| 24 | NFM, INC. | 68 | 23 | 87 | 78 | Independent Mortgage Company |
| 25 | FRANKLIN LOAN CORPORATION | 68 | 26 | 80 | 70 | Independent Mortgage Company |
| 26 | NexBank | 66 | 41 | 66 | 54 | Bank |
| 27 | Zions Bancorporation, N.A. | 66 | 72 | 49 | 47 | Bank |
| 28 | BMO Bank National Association | 66 | 60 | 57 | 190 | Bank |
| 29 | City National Bank | 66 | 48 | 54 | 93 | Bank |
| 30 | NuVision Federal Credit Union | 66 | 55 | 43 | 50 | Credit Union |
| 31 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 353 | Independent Mortgage Company |
| 32 | THE LOAN STORE, INC. | 63 | 40 | 77 | 234 | Independent Mortgage Company |
| 33 | OCMBC, INC. | 63 | 21 | 64 | 230 | Independent Mortgage Company |
| 34 | Flagstar Bank, N.A. | 63 | 40 | 76 | 167 | Bank |
| 35 | BAY-VALLEY MORTGAGE GROUP | 63 | 25 | 62 | 122 | Independent Mortgage Company |
| 36 | KIND LENDING, LLC | 63 | 39 | 73 | 110 | Independent Mortgage Company |
| 37 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 103 | Independent Mortgage Company |
| 38 | AAA CAPITAL INVESTMENT, INC. | 63 | 29 | 65 | 102 | Independent Mortgage Company |
| 39 | Paramount Residential Mortgage Group, Inc. | 63 | 27 | 72 | 97 | Independent Mortgage Company |
| 40 | ZILLOW HOME LOANS, LLC | 63 | 31 | 63 | 82 | Independent Mortgage Company |
| 41 | Sierra Pacific Mortgage Company, Inc. | 63 | 32 | 80 | 79 | Independent Mortgage Company |
| 42 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 77 | Independent Mortgage Company |
| 43 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 75 | Independent Mortgage Company |
| 44 | Charles Schwab Bank, SSB | 63 | 37 | 70 | 69 | Bank |
| 45 | GUILD MORTGAGE COMPANY LLC | 62 | 25 | 83 | 65 | Independent Mortgage Company |
| 46 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 62 | 24 | 85 | 55 | Independent Mortgage Company |
| 47 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 178 | Independent Mortgage Company |
| 48 | NEWREZ LLC | 58 | 35 | 59 | 123 | Independent Mortgage Company |
| 49 | JMJ FINANCIAL GROUP | 58 | 22 | 59 | 95 | Independent Mortgage Company |
| 50 | Hometown Equity Mortgage, LLC | 58 | 28 | 47 | 59 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Anaheim.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.