# Best FHA Mortgage Lenders in Anaheim

**As of:** 2026-05-23

Compare the top FHA mortgage lenders in Anaheim. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/anaheim/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 166
- **Total Loans:** 17,759
- **Median Rate Spread:** 0.299440251572327%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 2,789 | Independent Mortgage Company |
| 2 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 81 | Independent Mortgage Company |
| 3 | U.S. Bank National Association | 83 | 65 | 60 | 1,093 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 2,064 | Independent Mortgage Company |
| 5 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 360 | Independent Mortgage Company |
| 6 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 278 | Independent Mortgage Company |
| 7 | THE LOAN STORE, INC. | 79 | 49 | 72 | 234 | Independent Mortgage Company |
| 8 | Flagstar Bank, N.A. | 79 | 58 | 71 | 167 | Bank |
| 9 | KIND LENDING, LLC | 79 | 55 | 71 | 110 | Independent Mortgage Company |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 22 | 82 | 86 | Independent Mortgage Company |
| 11 | NFM, INC. | 75 | 40 | 83 | 78 | Independent Mortgage Company |
| 12 | NEWREZ LLC | 73 | 52 | 56 | 123 | Independent Mortgage Company |
| 13 | OCMBC, INC. | 71 | 39 | 72 | 230 | Independent Mortgage Company |
| 14 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 226 | Independent Mortgage Company |
| 15 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 152 | Independent Mortgage Company |
| 16 | Paramount Residential Mortgage Group, Inc. | 71 | 33 | 72 | 97 | Independent Mortgage Company |
| 17 | ZILLOW HOME LOANS, LLC | 71 | 34 | 67 | 82 | Independent Mortgage Company |
| 18 | AMERICAN FINANCIAL NETWORK, INC. | 71 | 25 | 69 | 75 | Independent Mortgage Company |
| 19 | FRANKLIN LOAN CORPORATION | 71 | 32 | 89 | 70 | Independent Mortgage Company |
| 20 | Hometown Equity Mortgage, LLC | 69 | 54 | 58 | 59 | Independent Mortgage Company |
| 21 | JMJ FINANCIAL GROUP | 67 | 33 | 67 | 95 | Independent Mortgage Company |
| 22 | FlexPoint, Inc. | 67 | 33 | 63 | 82 | Independent Mortgage Company |
| 23 | ROYAL PACIFIC FUNDING CORP. | 63 | 30 | 60 | 51 | Independent Mortgage Company |
| 24 | CROSSCOUNTRY MORTGAGE, LLC | 60 | 19 | 69 | 353 | Independent Mortgage Company |
| 25 | GOLDEN EMPIRE MORTGAGE, INC. | 59 | 19 | 86 | 51 | Independent Mortgage Company |
| 26 | BAY-VALLEY MORTGAGE GROUP | 57 | 17 | 72 | 122 | Independent Mortgage Company |
| 27 | AHL FUNDING | 57 | 19 | 65 | 51 | Independent Mortgage Company |
| 28 | AMWEST FUNDING CORP. | 56 | N/A | 55 | 332 | Independent Mortgage Company |
| 29 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 57 | 178 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Anaheim.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.