# Best Mortgage Lenders in Anchorage, AK

**As of:** 2026-05-26

Compare the top mortgage lenders in Anchorage, AK. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/anchorage-ak/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 54
- **Total Loans:** 4,795
- **Median Rate Spread:** 0.13012962962962962%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Global Federal Credit Union | 93 | 70 | 84 | 674 | Credit Union |
| 2 | RESIDENTIAL MORTGAGE, LLC | 84 | 46 | 85 | 1,032 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 230 | Independent Mortgage Company |
| 4 | CREDIT UNION 1 Credit Union | 78 | 80 | 56 | 79 | Credit Union |
| 5 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 91 | Independent Mortgage Company |
| 6 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 85 | Independent Mortgage Company |
| 7 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 59 | Credit Union |
| 8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 71 | 46 | 83 | 46 | Independent Mortgage Company |
| 9 | NBKC BANK | 71 | 91 | 59 | 35 | Bank |
| 10 | ROCKET MORTGAGE, LLC | 68 | 29 | 95 | 261 | Independent Mortgage Company |
| 11 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 182 | Independent Mortgage Company |
| 12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 123 | Independent Mortgage Company |
| 13 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 55 | Independent Mortgage Company |
| 14 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 54 | Bank |
| 15 | PENNYMAC LOAN SERVICES, LLC | 66 | 56 | 63 | 35 | Independent Mortgage Company |
| 16 | NuVision Federal Credit Union | 66 | 55 | 43 | 58 | Credit Union |
| 17 | Mortgage Research Center, LLC | 63 | 34 | 70 | 190 | Independent Mortgage Company |
| 18 | THE LOAN STORE, INC. | 63 | 40 | 77 | 123 | Independent Mortgage Company |
| 19 | CANOPY MORTGAGE, LLC | 63 | 21 | 70 | 81 | Independent Mortgage Company |
| 20 | NEWREZ LLC | 62 | 35 | 59 | 410 | Independent Mortgage Company |
| 21 | GUILD MORTGAGE COMPANY LLC | 62 | 25 | 83 | 60 | Independent Mortgage Company |
| 22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 62 | 24 | 85 | 29 | Independent Mortgage Company |
| 23 | CMG MORTGAGE, INC. | 62 | 33 | 81 | 22 | Independent Mortgage Company |
| 24 | USAA Federal Savings Bank | 60 | 54 | 45 | 53 | Bank |
| 25 | First National Bank Alaska | 58 | 28 | 50 | 82 | Bank |
| 26 | Flagstar Bank, N.A. | 58 | 40 | 76 | 40 | Bank |
| 27 | Plains Commerce Bank | 58 | 37 | 67 | 31 | Bank |
| 28 | Paramount Residential Mortgage Group, Inc. | 58 | 27 | 72 | 24 | Independent Mortgage Company |
| 29 | KIND LENDING, LLC | 58 | 39 | 73 | 21 | Independent Mortgage Company |
| 30 | North American Savings Bank, F.S.B. | 52 | 43 | 35 | 28 | Bank |
| 31 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 24 | Independent Mortgage Company |
| 32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 50 | 17 | 75 | 78 | Independent Mortgage Company |
| 33 | MATANUSKA VALLEY FEDERAL CREDIT UNION | 50 | 33 | 25 | 43 | Credit Union |
| 34 | GENEVA FINANCIAL, LLC | 49 | 14 | 82 | 30 | Independent Mortgage Company |
| 35 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 46 | 19 | 76 | 38 | Independent Mortgage Company |
| 36 | CHURCHILL MORTGAGE CORPORATION | 46 | 18 | 65 | 25 | Independent Mortgage Company |
| 37 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 46 | 17 | 79 | 24 | Independent Mortgage Company |
| 38 | The Federal Savings Bank | 42 | 16 | 49 | 32 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Anchorage, AK.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.