# Best FHA Mortgage Lenders in Arkansas

**As of:** 2026-05-26

Compare the top FHA mortgage lenders in Arkansas. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/arkansas/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 180
- **Total Loans:** 31,386
- **Median Rate Spread:** 0.3424260355029586%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Priority Bank | 95 | 83 | 88 | 260 | Bank |
| 2 | Firstar Bank | 89 | 76 | 89 | 334 | Bank |
| 3 | The First National Bank of Fort Smith | 89 | 87 | 65 | 264 | Bank |
| 4 | FLAT BRANCH MORTGAGE, INC. | 88 | 43 | 85 | 1,087 | Independent Mortgage Company |
| 5 | LENDLO MORTGAGE, LLC | 88 | 55 | 86 | 892 | Independent Mortgage Company |
| 6 | Eagle Bank and Trust Company | 88 | 48 | 82 | 783 | Bank |
| 7 | Simmons Bank | 85 | 70 | 67 | 531 | Bank |
| 8 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | 85 | 72 | 63 | 340 | Independent Mortgage Company |
| 9 | Cadence Bank | 85 | 71 | 69 | 311 | Bank |
| 10 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 271 | Independent Mortgage Company |
| 11 | First Financial Bank | 85 | 62 | 73 | 247 | Bank |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 61 | 79 | 175 | Independent Mortgage Company |
| 13 | FIRST WESTERN MORTGAGE, INC. | 85 | 89 | 72 | 138 | Independent Mortgage Company |
| 14 | GMFS LLC | 85 | 68 | 77 | 92 | Independent Mortgage Company |
| 15 | Arvest Bank | 83 | 59 | 71 | 2,687 | Bank |
| 16 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 52 | 81 | 804 | Independent Mortgage Company |
| 17 | First Security Bank | 83 | 93 | 57 | 493 | Bank |
| 18 | ENCORE BANK | 83 | 82 | 51 | 408 | Bank |
| 19 | ASSOCIATED MORTGAGE CORPORATION | 83 | 48 | 82 | 306 | Independent Mortgage Company |
| 20 | SWBC MORTGAGE CORPORATION | 83 | 42 | 83 | 304 | Independent Mortgage Company |
| 21 | First Horizon Bank | 80 | 60 | 63 | 434 | Bank |
| 22 | Farmers Bank & Trust Company | 80 | 70 | 74 | 122 | Bank |
| 23 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 2,648 | Independent Mortgage Company |
| 24 | Centennial Bank | 79 | 63 | 60 | 882 | Bank |
| 25 | First Community Bank | 79 | 57 | 71 | 684 | Bank |
| 26 | Bank of England | 79 | 45 | 70 | 371 | Bank |
| 27 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 291 | Independent Mortgage Company |
| 28 | GERSHMAN INVESTMENT CORP. | 79 | 60 | 76 | 263 | Independent Mortgage Company |
| 29 | COMMUNITY MORTGAGE CORPORATION | 79 | 51 | 87 | 257 | Independent Mortgage Company |
| 30 | MORTGAGE FINANCIAL SERVICES, LLC | 79 | 41 | 68 | 254 | Independent Mortgage Company |
| 31 | U.S. Bank National Association | 79 | 65 | 60 | 253 | Bank |
| 32 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 204 | Independent Mortgage Company |
| 33 | MORTGAGE INVESTORS GROUP, INC. | 79 | 57 | 78 | 186 | Independent Mortgage Company |
| 34 | The Central Trust Bank | 79 | 59 | 71 | 107 | Bank |
| 35 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 611 | Independent Mortgage Company |
| 36 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 33 | 84 | 223 | Independent Mortgage Company |
| 37 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 22 | 82 | 137 | Independent Mortgage Company |
| 38 | CORNERSTONE CAPITAL BANK, SSB | 75 | 30 | 85 | 116 | Bank |
| 39 | T2 FINANCIAL LLC | 75 | 29 | 82 | 115 | Independent Mortgage Company |
| 40 | Chambers Bank | 74 | 79 | 63 | 196 | Bank |
| 41 | MY MOVE MORTGAGE, LLC | 74 | 55 | 76 | 154 | Independent Mortgage Company |
| 42 | UNITED FEDERAL CREDIT UNION | 74 | 64 | 59 | 115 | Credit Union |
| 43 | Regions Bank | 73 | 60 | 59 | 529 | Bank |
| 44 | NEWREZ LLC | 73 | 52 | 56 | 157 | Independent Mortgage Company |
| 45 | GoodLeap, LLC | 73 | 62 | 58 | 79 | Independent Mortgage Company |
| 46 | Plains Commerce Bank | 73 | 47 | 66 | 73 | Bank |
| 47 | Flagstar Bank, N.A. | 73 | 58 | 71 | 70 | Bank |
| 48 | KIND LENDING, LLC | 73 | 55 | 71 | 66 | Independent Mortgage Company |
| 49 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 293 | Independent Mortgage Company |
| 50 | Gateway First Bank | 71 | 35 | 77 | 237 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Arkansas.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.