# Best VA Mortgage Lenders in Arkansas

**As of:** 2026-05-26

Compare the top VA mortgage lenders in Arkansas. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/arkansas/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 180
- **Total Loans:** 31,386
- **Median Rate Spread:** 0.3424260355029586%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | LENDLO MORTGAGE, LLC | 100 | 96 | 84 | 892 | Independent Mortgage Company |
| 2 | Arvest Bank | 89 | 65 | 66 | 2,687 | Bank |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 89 | 64 | 83 | 804 | Independent Mortgage Company |
| 4 | Eagle Bank and Trust Company | 89 | 74 | 82 | 783 | Bank |
| 5 | Firstar Bank | 89 | 66 | 82 | 334 | Bank |
| 6 | MORTGAGE INVESTORS GROUP, INC. | 89 | 62 | 81 | 186 | Independent Mortgage Company |
| 7 | NBKC BANK | 89 | 91 | 75 | 91 | Bank |
| 8 | First Horizon Bank | 85 | 81 | 74 | 434 | Bank |
| 9 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | 85 | 70 | 68 | 340 | Independent Mortgage Company |
| 10 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 291 | Independent Mortgage Company |
| 11 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 271 | Independent Mortgage Company |
| 12 | GERSHMAN INVESTMENT CORP. | 85 | 65 | 77 | 263 | Independent Mortgage Company |
| 13 | Priority Bank | 85 | 76 | 77 | 260 | Bank |
| 14 | U.S. Bank National Association | 85 | 71 | 65 | 253 | Bank |
| 15 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 193 | Independent Mortgage Company |
| 16 | GMFS LLC | 85 | 60 | 72 | 92 | Independent Mortgage Company |
| 17 | First Security Bank | 83 | 82 | 58 | 493 | Bank |
| 18 | ARKANSAS Federal Credit Union | 83 | 58 | 88 | 477 | Credit Union |
| 19 | SWBC MORTGAGE CORPORATION | 83 | 45 | 85 | 304 | Independent Mortgage Company |
| 20 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 284 | Credit Union |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 83 | 56 | 81 | 175 | Independent Mortgage Company |
| 22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 83 | 48 | 82 | 137 | Independent Mortgage Company |
| 23 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 2,648 | Independent Mortgage Company |
| 24 | FLAT BRANCH MORTGAGE, INC. | 80 | 37 | 85 | 1,087 | Independent Mortgage Company |
| 25 | Centennial Bank | 79 | 50 | 66 | 882 | Bank |
| 26 | First Community Bank | 79 | 48 | 68 | 684 | Bank |
| 27 | ENCORE BANK | 79 | 72 | 58 | 408 | Bank |
| 28 | ASSOCIATED MORTGAGE CORPORATION | 79 | 51 | 80 | 306 | Independent Mortgage Company |
| 29 | First Financial Bank | 79 | 45 | 63 | 247 | Bank |
| 30 | JPMorgan Chase Bank, National Association | 79 | 75 | 54 | 238 | Bank |
| 31 | Gateway First Bank | 79 | 42 | 78 | 237 | Bank |
| 32 | USAA Federal Savings Bank | 79 | 62 | 58 | 206 | Bank |
| 33 | LOANDEPOT.COM, LLC | 79 | 53 | 69 | 204 | Independent Mortgage Company |
| 34 | Chambers Bank | 79 | 55 | 81 | 196 | Bank |
| 35 | NEWREZ LLC | 79 | 47 | 63 | 157 | Independent Mortgage Company |
| 36 | KIND LENDING, LLC | 79 | 64 | 67 | 66 | Independent Mortgage Company |
| 37 | MOVEMENT MORTGAGE, LLC | 77 | 45 | 81 | 109 | Independent Mortgage Company |
| 38 | CMG MORTGAGE, INC. | 77 | 54 | 81 | 102 | Independent Mortgage Company |
| 39 | Mortgage Research Center, LLC | 75 | 34 | 61 | 936 | Independent Mortgage Company |
| 40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 75 | 29 | 74 | 631 | Independent Mortgage Company |
| 41 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 33 | 83 | 611 | Independent Mortgage Company |
| 42 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 39 | 83 | 223 | Independent Mortgage Company |
| 43 | T2 FINANCIAL LLC | 75 | 22 | 82 | 115 | Independent Mortgage Company |
| 44 | Bank of England | 74 | 46 | 65 | 371 | Bank |
| 45 | Cadence Bank | 74 | 52 | 64 | 311 | Bank |
| 46 | MY MOVE MORTGAGE, LLC | 74 | 47 | 75 | 154 | Independent Mortgage Company |
| 47 | The Central Trust Bank | 74 | 54 | 65 | 107 | Bank |
| 48 | Simmons Bank | 73 | 46 | 59 | 531 | Bank |
| 49 | Wells Fargo Bank, National Association | 73 | 53 | 55 | 166 | Bank |
| 50 | Paramount Residential Mortgage Group, Inc. | 73 | 40 | 71 | 81 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Arkansas.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.