# Best Jumbo Mortgage Lenders in Asheville, NC

**As of:** 2026-05-20

Compare the top Jumbo mortgage lenders in Asheville, NC. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/asheville-nc/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 63
- **Total Loans:** 3,734
- **Median Rate Spread:** 0.13450819672131148%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | First-Citizens Bank & Trust Company | 89 | 73 | 75 | 107 | Bank |
| 2 | Bank of America, National Association | 89 | 90 | 80 | 41 | Bank |
| 3 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 39 | Bank |
| 4 | UNITED FEDERAL CREDIT UNION | 85 | 65 | 72 | 125 | Credit Union |
| 5 | Truist Bank | 85 | 76 | 71 | 45 | Bank |
| 6 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 436 | Independent Mortgage Company |
| 7 | U.S. Bank National Association | 83 | 88 | 76 | 21 | Bank |
| 8 | ALLIANT CREDIT UNION | 83 | 81 | 68 | 20 | Credit Union |
| 9 | TD Bank, National Association | 79 | 51 | 72 | 59 | Bank |
| 10 | Charles Schwab Bank, SSB | 77 | 55 | 87 | 10 | Bank |
| 11 | First National Bank of Pennsylvania | 73 | 58 | 76 | 15 | Bank |
| 12 | EASTMAN CREDIT UNION | 69 | 59 | 73 | 13 | Credit Union |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Asheville, NC.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.