# Best Jumbo Mortgage Bank Lenders in Atlanta

**As of:** 2026-05-30

Compare the top banks for Jumbo loans in Atlanta.

> **Canonical URL:** https://saferate.com/atlanta/best-mortgage-lenders/banks/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 292
- **Total Loans:** 64,717
- **Median Rate Spread:** 0.3305483870967742%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Truist Bank | 89 | 76 | 71 | 898 | Bank |
| 2 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 730 | Bank |
| 3 | Bank of America, National Association | 89 | 90 | 80 | 573 | Bank |
| 4 | U.S. Bank National Association | 89 | 88 | 76 | 238 | Bank |
| 5 | Synovus Bank | 85 | 76 | 61 | 162 | Bank |
| 6 | JPMorgan Chase Bank, National Association | 83 | 49 | 64 | 1,244 | Bank |
| 7 | Regions Bank | 79 | 48 | 68 | 494 | Bank |
| 8 | Renasant Bank | 79 | 60 | 60 | 324 | Bank |
| 9 | Ameris Bank | 75 | 34 | 66 | 2,494 | Bank |
| 10 | SouthState Bank, National Association | 71 | 38 | 67 | 404 | Bank |
| 11 | NexBank | 71 | 28 | 69 | 275 | Bank |
| 12 | First Horizon Bank | 71 | 36 | 72 | 210 | Bank |
| 13 | Flagstar Bank, N.A. | 56 | 17 | 50 | 319 | Bank |
| 14 | United Community Bank | 53 | 15 | 47 | 368 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Atlanta.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.