# Best FHA Mortgage Lenders in Atlantic City

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Atlantic City. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/atlantic-city/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 73
- **Total Loans:** 4,367
- **Median Rate Spread:** 0.39280281690140845%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NATION ONE MORTGAGE CORPORATION | 95 | 67 | 88 | 139 | Independent Mortgage Company |
| 2 | Prosperity Home Mortgage, LLC | 85 | 63 | 72 | 153 | Independent Mortgage Company |
| 3 | Advisors Mortgage Group, L.L.C. | 83 | 50 | 79 | 374 | Independent Mortgage Company |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 52 | 81 | 116 | Independent Mortgage Company |
| 5 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 364 | Independent Mortgage Company |
| 6 | GREENTREE MORTGAGE COMPANY, L.P. | 80 | 40 | 80 | 289 | Independent Mortgage Company |
| 7 | Citizens Bank, National Association | 79 | 74 | 54 | 203 | Bank |
| 8 | U.S. Bank National Association | 79 | 65 | 60 | 126 | Bank |
| 9 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 69 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 57 | Independent Mortgage Company |
| 11 | ALLIED MORTGAGE GROUP, INC. | 79 | 54 | 68 | 44 | Independent Mortgage Company |
| 12 | FREEDOM MORTGAGE CORPORATION | 79 | 65 | 62 | 42 | Independent Mortgage Company |
| 13 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 79 | 61 | 79 | 20 | Independent Mortgage Company |
| 14 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 75 | 26 | 78 | 142 | Independent Mortgage Company |
| 15 | NFM, INC. | 75 | 40 | 83 | 67 | Independent Mortgage Company |
| 16 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 50 | Independent Mortgage Company |
| 17 | NEWREZ LLC | 73 | 52 | 56 | 65 | Independent Mortgage Company |
| 18 | MERIDIAN BANK | 73 | 55 | 80 | 26 | Bank |
| 19 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 118 | Independent Mortgage Company |
| 20 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 84 | Independent Mortgage Company |
| 21 | Gateway First Bank | 71 | 35 | 77 | 50 | Bank |
| 22 | Paramount Residential Mortgage Group, Inc. | 66 | 33 | 72 | 22 | Independent Mortgage Company |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 208 | Independent Mortgage Company |
| 24 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 19 | Independent Mortgage Company |
| 25 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 57 | 66 | Independent Mortgage Company |
| 26 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 56 | 17 | 70 | 39 | Independent Mortgage Company |
| 27 | NATIONSTAR MORTGAGE LLC | 56 | 13 | 63 | 37 | Independent Mortgage Company |
| 28 | SUCCESS MORTGAGE PARTNERS, INC. | 56 | 15 | 75 | 14 | Independent Mortgage Company |
| 29 | Acre Mortgage & Financial, Inc. | 53 | 13 | 70 | 23 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Atlantic City.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.