# Best Conventional Mortgage Lenders in Beaumont

**As of:** 2026-05-22

Compare the top Conventional mortgage lenders in Beaumont. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/beaumont/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 50
- **Total Loans:** 2,561
- **Median Rate Spread:** 0.44585416666666666%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 89 | 97 | 75 | 35 | Independent Mortgage Company |
| 2 | MCT CREDIT UNION | 88 | 90 | 83 | 54 | Credit Union |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 319 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 184 | Independent Mortgage Company |
| 5 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 43 | Bank |
| 6 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 16 | Credit Union |
| 7 | GUILD MORTGAGE COMPANY LLC | 75 | 25 | 77 | 237 | Independent Mortgage Company |
| 8 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 21 | 74 | 142 | Independent Mortgage Company |
| 9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 25 | 78 | 109 | Independent Mortgage Company |
| 10 | First Financial Bank, National Association | 75 | 35 | 83 | 78 | Bank |
| 11 | Neches Federal Credit Union | 73 | 53 | 79 | 83 | Credit Union |
| 12 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 23 | Bank |
| 13 | LOANDEPOT.COM, LLC | 73 | 45 | 72 | 18 | Independent Mortgage Company |
| 14 | Flagstar Bank, N.A. | 71 | 34 | 72 | 85 | Bank |
| 15 | Gateway First Bank | 71 | 27 | 75 | 40 | Bank |
| 16 | CANOPY MORTGAGE, LLC | 70 | 24 | 60 | 106 | Independent Mortgage Company |
| 17 | RAVE FINANCIAL CREDIT UNION | 69 | 66 | 56 | 44 | Credit Union |
| 18 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 14 | Independent Mortgage Company |
| 19 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 25 | Independent Mortgage Company |
| 20 | UNION HOME MORTGAGE CORP. | 66 | 23 | 77 | 24 | Independent Mortgage Company |
| 21 | CMG MORTGAGE, INC. | 66 | 34 | 73 | 24 | Independent Mortgage Company |
| 22 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 29 | 63 | 20 | Independent Mortgage Company |
| 23 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 17 | Independent Mortgage Company |
| 24 | Plains Commerce Bank | 66 | 35 | 64 | 11 | Bank |
| 25 | GoodLeap, LLC | 64 | 49 | 51 | 12 | Independent Mortgage Company |
| 26 | NATIONS RELIABLE LENDING, LLC | 63 | 21 | 51 | 71 | Independent Mortgage Company |
| 27 | FBC MORTGAGE, LLC | 63 | 36 | 60 | 65 | Independent Mortgage Company |
| 28 | American Mortgage Bank, LLC | 63 | 30 | 49 | 44 | Independent Mortgage Company |
| 29 | City Bank | 63 | 31 | 57 | 31 | Bank |
| 30 | RADIUS FINANCIAL GROUP INC. | 63 | 28 | 66 | 14 | Independent Mortgage Company |
| 31 | NEW AMERICAN FUNDING, LLC | 62 | 26 | 60 | 25 | Independent Mortgage Company |
| 32 | NEWREZ LLC | 62 | 31 | 58 | 18 | Independent Mortgage Company |
| 33 | GUARANTEED RATE AFFINITY, LLC | 62 | 32 | 54 | 16 | Independent Mortgage Company |
| 34 | EVERETT FINANCIAL, INC. | 60 | 13 | 71 | 73 | Independent Mortgage Company |
| 35 | ZILLOW HOME LOANS, LLC | 58 | 32 | 50 | 16 | Independent Mortgage Company |
| 36 | ROYAL UNITED MORTGAGE LLC | 53 | 4 | 62 | 19 | Independent Mortgage Company |
| 37 | SOUTHWEST FUNDING, LP | 49 | 12 | 50 | 39 | Independent Mortgage Company |
| 38 | Click n' Close, Inc. | 49 | 1 | 51 | 25 | Independent Mortgage Company |
| 39 | NETWORK FUNDING, L.P. | 49 | N/A | 40 | 17 | Independent Mortgage Company |
| 40 | OPEN MORTGAGE, LLC | 41 | 13 | 30 | 17 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Beaumont.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.