# Best FHA Mortgage Lenders in Beaumont

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Beaumont. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/beaumont/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 50
- **Total Loans:** 2,561
- **Median Rate Spread:** 0.44585416666666666%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 89 | 77 | 82 | 65 | Independent Mortgage Company |
| 2 | DSLD MORTGAGE, LLC | 89 | 96 | 72 | 35 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 319 | Independent Mortgage Company |
| 4 | First Financial Bank, National Association | 85 | 68 | 86 | 78 | Bank |
| 5 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 49 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 184 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 20 | 82 | 109 | Independent Mortgage Company |
| 8 | Flagstar Bank, N.A. | 79 | 58 | 71 | 85 | Bank |
| 9 | GUILD MORTGAGE COMPANY LLC | 75 | 29 | 80 | 237 | Independent Mortgage Company |
| 10 | CANOPY MORTGAGE, LLC | 75 | 21 | 70 | 106 | Independent Mortgage Company |
| 11 | City Bank | 74 | 47 | 77 | 31 | Bank |
| 12 | PENNYMAC LOAN SERVICES, LLC | 73 | 78 | 59 | 14 | Independent Mortgage Company |
| 13 | KIND LENDING, LLC | 73 | 55 | 71 | 13 | Independent Mortgage Company |
| 14 | Gateway First Bank | 71 | 35 | 77 | 40 | Bank |
| 15 | JPMorgan Chase Bank, National Association | 69 | 59 | 47 | 43 | Bank |
| 16 | NEWREZ LLC | 68 | 52 | 56 | 18 | Independent Mortgage Company |
| 17 | American Mortgage Bank, LLC | 67 | 34 | 73 | 44 | Independent Mortgage Company |
| 18 | CMG MORTGAGE, INC. | 66 | 32 | 79 | 24 | Independent Mortgage Company |
| 19 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 24 | Independent Mortgage Company |
| 20 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 20 | Independent Mortgage Company |
| 21 | GUARANTEED RATE, INC. | 66 | 38 | 68 | 17 | Independent Mortgage Company |
| 22 | ZILLOW HOME LOANS, LLC | 66 | 34 | 67 | 16 | Independent Mortgage Company |
| 23 | Paramount Residential Mortgage Group, Inc. | 66 | 33 | 72 | 12 | Independent Mortgage Company |
| 24 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 142 | Independent Mortgage Company |
| 25 | EVERETT FINANCIAL, INC. | 63 | 9 | 80 | 73 | Independent Mortgage Company |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 63 | 22 | 82 | 10 | Independent Mortgage Company |
| 27 | Hamilton Mortgage Corporation | 63 | 40 | 76 | 13 | Independent Mortgage Company |
| 28 | NATIONS RELIABLE LENDING, LLC | 60 | 17 | 70 | 71 | Independent Mortgage Company |
| 29 | SOUTHWEST FUNDING, LP | 60 | 7 | 74 | 39 | Independent Mortgage Company |
| 30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 60 | 38 | 79 | 10 | Independent Mortgage Company |
| 31 | Click n' Close, Inc. | 56 | N/A | 63 | 25 | Independent Mortgage Company |
| 32 | NETWORK FUNDING, L.P. | 53 | N/A | 74 | 17 | Independent Mortgage Company |
| 33 | RADIUS FINANCIAL GROUP INC. | 53 | 18 | 78 | 14 | Independent Mortgage Company |
| 34 | NEW AMERICAN FUNDING, LLC | 52 | 19 | 57 | 25 | Independent Mortgage Company |
| 35 | OPEN MORTGAGE, LLC | 49 | 14 | 45 | 17 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Beaumont.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.