# Best Conventional Mortgage Lenders in Burlington, NC

**As of:** 2026-05-20

Compare the top Conventional mortgage lenders in Burlington, NC. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/burlington-nc/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 43
- **Total Loans:** 2,086
- **Median Rate Spread:** 0.1762142857142857%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | STATE EMPLOYEES' | 89 | 71 | 73 | 258 | Credit Union |
| 2 | First National Bank of Pennsylvania | 85 | 63 | 77 | 48 | Bank |
| 3 | LOANDEPOT.COM, LLC | 83 | 45 | 72 | 122 | Independent Mortgage Company |
| 4 | NAVY FEDERAL CREDIT UNION | 83 | 92 | 53 | 37 | Credit Union |
| 5 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 171 | Independent Mortgage Company |
| 6 | Truist Bank | 79 | 71 | 69 | 31 | Bank |
| 7 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 128 | Independent Mortgage Company |
| 8 | UNION HOME MORTGAGE CORP. | 75 | 23 | 77 | 115 | Independent Mortgage Company |
| 9 | UNITED WHOLESALE MORTGAGE, LLC | 75 | 36 | 86 | 94 | Independent Mortgage Company |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 75 | 25 | 80 | 52 | Independent Mortgage Company |
| 11 | Truliant Federal Credit Union | 74 | 63 | 55 | 52 | Credit Union |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 45 | 68 | 31 | Independent Mortgage Company |
| 13 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 24 | Bank |
| 14 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 22 | Bank |
| 15 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 21 | 74 | 61 | Independent Mortgage Company |
| 16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 71 | 20 | 68 | 56 | Independent Mortgage Company |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 51 | Independent Mortgage Company |
| 18 | The Fidelity Bank | 69 | 53 | 65 | 26 | Bank |
| 19 | Pinnacle Bank | 69 | 58 | 69 | 24 | Bank |
| 20 | Atlantic Union Bank | 69 | 43 | 67 | 13 | Bank |
| 21 | CORPORATE INVESTORS MORTGAGE GROUP, INC | 69 | 42 | 76 | 12 | Independent Mortgage Company |
| 22 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 13 | Independent Mortgage Company |
| 23 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 21 | Independent Mortgage Company |
| 24 | Prosperity Home Mortgage, LLC | 66 | 33 | 71 | 17 | Independent Mortgage Company |
| 25 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 14 | Independent Mortgage Company |
| 26 | LOWER, LLC | 66 | 33 | 66 | 12 | Independent Mortgage Company |
| 27 | CMG MORTGAGE, INC. | 66 | 34 | 73 | 11 | Independent Mortgage Company |
| 28 | First-Citizens Bank & Trust Company | 64 | 57 | 59 | 14 | Bank |
| 29 | VICTORIAN FINANCE, LLC | 63 | 36 | 68 | 10 | Independent Mortgage Company |
| 30 | NEWREZ LLC | 62 | 31 | 58 | 11 | Independent Mortgage Company |
| 31 | GUILD MORTGAGE COMPANY LLC | 60 | 25 | 77 | 10 | Independent Mortgage Company |
| 32 | ZILLOW HOME LOANS, LLC | 58 | 32 | 50 | 11 | Independent Mortgage Company |
| 33 | AmRes Corporation | 54 | 22 | 54 | 17 | Independent Mortgage Company |
| 34 | Blue Ridge Bank, National Association | 54 | 39 | 46 | 15 | Bank |
| 35 | AgFirst Farm Credit Bank | 53 | 12 | 63 | 16 | Independent Mortgage Company |
| 36 | LATINO COMMUNITY CREDIT UNION | 49 | 15 | 57 | 19 | Credit Union |
| 37 | The Federal Savings Bank | 49 | 18 | 58 | 14 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Burlington, NC.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.