# Best Jumbo Mortgage Bank Lenders in Chicago

**As of:** 2026-05-31

Compare the top banks for Jumbo loans in Chicago.

> **Canonical URL:** https://saferate.com/chicago/best-mortgage-lenders/banks/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Local Featured Partners

Safe Rate partners with local mortgage experts to provide exceptional service in Chicago.

### Dylan Hall (Safe Rate Mortgage)
- **NMLS:** 1658740
- **Partnered Lenders:** Equity Prime Mortgage, Lendsure Mortgage, Pennymac Loan Services, Safe Rate Mortgage, United Wholesale Mortgage
- **View Profile & Get Quote:** https://saferate.com/brokers/dylan-hall-1658740

## Market Statistics

- **Total Lenders:** 254
- **Total Loans:** 69,290
- **Median Rate Spread:** 0.4462418032786885%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | U.S. Bank National Association | 95 | 88 | 76 | 1,013 | Bank |
| 2 | Citibank, National Association | 95 | 95 | 69 | 702 | Bank |
| 3 | Fifth Third Bank, National Association | 89 | 74 | 70 | 937 | Bank |
| 4 | Bank of America, National Association | 89 | 90 | 80 | 814 | Bank |
| 5 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 469 | Bank |
| 6 | Morgan Stanley Private Bank, National Association | 89 | 96 | 75 | 221 | Bank |
| 7 | BMO Bank National Association | 85 | 79 | 64 | 453 | Bank |
| 8 | Old National Bank | 85 | 61 | 74 | 452 | Bank |
| 9 | JPMorgan Chase Bank, National Association | 83 | 49 | 64 | 5,072 | Bank |
| 10 | Associated Bank, National Association | 83 | 82 | 59 | 305 | Bank |
| 11 | Liberty Bank for Savings | 80 | 71 | 63 | 149 | Bank |
| 12 | Barrington Bank & Trust Company, National Association | 79 | 64 | 46 | 1,731 | Bank |
| 13 | PNC Bank, National Association | 79 | 53 | 68 | 347 | Bank |
| 14 | The Huntington National Bank | 75 | 30 | 76 | 1,680 | Bank |
| 15 | CIBC Bank USA | 74 | 53 | 72 | 185 | Bank |
| 16 | NexBank | 71 | 28 | 69 | 243 | Bank |
| 17 | Marquette Bank | 69 | 63 | 58 | 174 | Bank |
| 18 | The Federal Savings Bank | 66 | 31 | 41 | 728 | Bank |
| 19 | Flagstar Bank, N.A. | 56 | 17 | 50 | 460 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Chicago.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.