# Best VA Mortgage Bank Lenders in Chicago

**As of:** 2026-05-29

Compare the top banks for VA loans in Chicago.

> **Canonical URL:** https://saferate.com/chicago/best-mortgage-lenders/banks/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Local Featured Partners

Safe Rate partners with local mortgage experts to provide exceptional service in Chicago.

### Dylan Hall (Safe Rate Mortgage)
- **NMLS:** 1658740
- **Partnered Lenders:** Equity Prime Mortgage, Lendsure Mortgage, Pennymac Loan Services, Safe Rate Mortgage, United Wholesale Mortgage
- **View Profile & Get Quote:** https://saferate.com/brokers/dylan-hall-1658740

## Market Statistics

- **Total Lenders:** 254
- **Total Loans:** 69,290
- **Median Rate Spread:** 0.4462418032786885%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | The Huntington National Bank | 89 | 77 | 63 | 1,680 | Bank |
| 2 | U.S. Bank National Association | 89 | 71 | 65 | 1,013 | Bank |
| 3 | NBKC BANK | 89 | 91 | 75 | 147 | Bank |
| 4 | JPMorgan Chase Bank, National Association | 83 | 75 | 54 | 5,072 | Bank |
| 5 | Flagstar Bank, N.A. | 79 | 56 | 68 | 460 | Bank |
| 6 | Wells Fargo Bank, National Association | 73 | 53 | 55 | 469 | Bank |
| 7 | CIBM Bank | 69 | 48 | 68 | 215 | Bank |
| 8 | Barrington Bank & Trust Company, National Association | 63 | 14 | 65 | 1,731 | Bank |
| 9 | Ixonia Bank | 60 | 15 | 73 | 333 | Bank |
| 10 | The Federal Savings Bank | 59 | 9 | 54 | 728 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Chicago.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.