# Best Mortgage Companie Lenders in Chicago

**As of:** 2026-05-31

Compare the top mortgage companies offering mortgages in Chicago. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/chicago/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Local Featured Partners

Safe Rate partners with local mortgage experts to provide exceptional service in Chicago.

### Dylan Hall (Safe Rate Mortgage)
- **NMLS:** 1658740
- **Partnered Lenders:** Equity Prime Mortgage, Lendsure Mortgage, PENNYMAC LOAN SERVICES, LLC, Safe Rate Mortgage, UNITED WHOLESALE MORTGAGE, LLC
- **View Profile & Get Quote:** https://saferate.com/brokers/dylan-hall-1658740

## Market Statistics

- **Total Lenders:** 254
- **Total Loans:** 69,290
- **Median Rate Spread:** 0.4462418032786885%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 5,055 | Independent Mortgage Company |
| 2 | GUARANTEED RATE, INC. | 78 | 41 | 69 | 5,815 | Independent Mortgage Company |
| 3 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 2,013 | Independent Mortgage Company |
| 4 | A & N MORTGAGE SERVICES, INC. | 78 | 49 | 66 | 1,027 | Independent Mortgage Company |
| 5 | KEY MORTGAGE SERVICES, INC. | 78 | 45 | 63 | 967 | Independent Mortgage Company |
| 6 | BAY EQUITY LLC | 78 | 43 | 65 | 744 | Independent Mortgage Company |
| 7 | PROVIDENT FUNDING ASSOCIATES, L.P. | 78 | 83 | 55 | 224 | Independent Mortgage Company |
| 8 | MLD MORTGAGE INC. | 78 | 48 | 82 | 213 | Independent Mortgage Company |
| 9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 185 | Independent Mortgage Company |
| 10 | GMFS LLC | 78 | 53 | 85 | 177 | Independent Mortgage Company |
| 11 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 3,770 | Independent Mortgage Company |
| 12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 2,058 | Independent Mortgage Company |
| 13 | UNION HOME MORTGAGE CORP. | 74 | 22 | 83 | 819 | Independent Mortgage Company |
| 14 | COMPASS MORTGAGE, INC. | 74 | 23 | 82 | 537 | Independent Mortgage Company |
| 15 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 493 | Independent Mortgage Company |
| 16 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 421 | Independent Mortgage Company |
| 17 | POINT MORTGAGE CORPORATION | 73 | 41 | 67 | 206 | Independent Mortgage Company |
| 18 | PROPER RATE, LLC | 71 | 47 | 54 | 1,200 | Independent Mortgage Company |
| 19 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 3,117 | Independent Mortgage Company |
| 20 | TOWNE MORTGAGE COMPANY | 68 | 40 | 79 | 734 | Independent Mortgage Company |
| 21 | UNITED HOME LOANS, INC. | 68 | 36 | 63 | 389 | Independent Mortgage Company |
| 22 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 814 | Independent Mortgage Company |
| 23 | T2 FINANCIAL LLC | 68 | 26 | 86 | 276 | Independent Mortgage Company |
| 24 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 225 | Independent Mortgage Company |
| 25 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 178 | Independent Mortgage Company |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 166 | Independent Mortgage Company |
| 27 | Nations Lending Corporation | 68 | 30 | 93 | 159 | Independent Mortgage Company |
| 28 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 153 | Independent Mortgage Company |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 501 | Independent Mortgage Company |
| 30 | RESICENTRAL, LLC | 66 | 57 | 53 | 378 | Independent Mortgage Company |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 66 | 42 | 55 | 234 | Independent Mortgage Company |
| 32 | THE ANDERSON FINANCIAL GROUP, INC. | 66 | 47 | 49 | 162 | Independent Mortgage Company |
| 33 | THE LOAN STORE, INC. | 63 | 40 | 77 | 717 | Independent Mortgage Company |
| 34 | LOWER, LLC | 63 | 30 | 71 | 675 | Independent Mortgage Company |
| 35 | Mortgage Research Center, LLC | 63 | 34 | 70 | 637 | Independent Mortgage Company |
| 36 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 632 | Independent Mortgage Company |
| 37 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 361 | Independent Mortgage Company |
| 38 | LEADERONE FINANCIAL CORPORATION | 63 | 21 | 73 | 303 | Independent Mortgage Company |
| 39 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 298 | Independent Mortgage Company |
| 40 | M/I FINANCIAL, LLC | 63 | 38 | 75 | 283 | Independent Mortgage Company |
| 41 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 63 | 25 | 69 | 264 | Independent Mortgage Company |
| 42 | PLAZA HOME MORTGAGE, INC. | 63 | 36 | 69 | 263 | Independent Mortgage Company |
| 43 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 63 | 28 | 68 | 222 | Independent Mortgage Company |
| 44 | OCMBC, INC. | 63 | 21 | 64 | 200 | Independent Mortgage Company |
| 45 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 194 | Independent Mortgage Company |
| 46 | KIND LENDING, LLC | 63 | 39 | 73 | 141 | Independent Mortgage Company |
| 47 | AMERICAN PACIFIC MORTGAGE CORPORATION | 58 | 14 | 84 | 1,346 | Independent Mortgage Company |
| 48 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 698 | Independent Mortgage Company |
| 49 | NEWREZ LLC | 58 | 35 | 59 | 659 | Independent Mortgage Company |
| 50 | PACOR MORTGAGE CORP. | 58 | 21 | 59 | 179 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Chicago.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.