# Best FHA Mortgage Companie Lenders in Chicago

**As of:** 2026-05-31

Compare the top mortgage companies for FHA loans in Chicago.

> **Canonical URL:** https://saferate.com/chicago/best-mortgage-lenders/mortgage-companies/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Local Featured Partners

Safe Rate partners with local mortgage experts to provide exceptional service in Chicago.

### Dylan Hall (Safe Rate Mortgage)
- **NMLS:** 1658740
- **Partnered Lenders:** Equity Prime Mortgage, Lendsure Mortgage, PENNYMAC LOAN SERVICES, LLC, Safe Rate Mortgage, UNITED WHOLESALE MORTGAGE, LLC
- **View Profile & Get Quote:** https://saferate.com/brokers/dylan-hall-1658740

## Market Statistics

- **Total Lenders:** 254
- **Total Loans:** 69,290
- **Median Rate Spread:** 0.4462418032786885%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 5,055 | Independent Mortgage Company |
| 2 | TOWNE MORTGAGE COMPANY | 88 | 46 | 82 | 734 | Independent Mortgage Company |
| 3 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 421 | Independent Mortgage Company |
| 4 | Prosperity Home Mortgage, LLC | 85 | 63 | 72 | 298 | Independent Mortgage Company |
| 5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 85 | 61 | 79 | 185 | Independent Mortgage Company |
| 6 | GMFS LLC | 85 | 68 | 77 | 177 | Independent Mortgage Company |
| 7 | LOANDEPOT.COM, LLC | 83 | 59 | 68 | 2,013 | Independent Mortgage Company |
| 8 | A & N MORTGAGE SERVICES, INC. | 83 | 59 | 84 | 1,027 | Independent Mortgage Company |
| 9 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 3,770 | Independent Mortgage Company |
| 10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 20 | 82 | 2,058 | Independent Mortgage Company |
| 11 | UNION HOME MORTGAGE CORP. | 80 | 22 | 80 | 819 | Independent Mortgage Company |
| 12 | THE LOAN STORE, INC. | 79 | 49 | 72 | 717 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 493 | Independent Mortgage Company |
| 14 | M/I FINANCIAL, LLC | 79 | 47 | 80 | 283 | Independent Mortgage Company |
| 15 | MLD MORTGAGE INC. | 79 | 47 | 75 | 213 | Independent Mortgage Company |
| 16 | KIND LENDING, LLC | 79 | 55 | 71 | 141 | Independent Mortgage Company |
| 17 | GUARANTEED RATE, INC. | 75 | 38 | 68 | 5,815 | Independent Mortgage Company |
| 18 | BAY EQUITY LLC | 75 | 37 | 72 | 744 | Independent Mortgage Company |
| 19 | T2 FINANCIAL LLC | 75 | 29 | 82 | 276 | Independent Mortgage Company |
| 20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 22 | 82 | 166 | Independent Mortgage Company |
| 21 | Nations Lending Corporation | 75 | 27 | 83 | 159 | Independent Mortgage Company |
| 22 | RESICENTRAL, LLC | 74 | 68 | 56 | 378 | Independent Mortgage Company |
| 23 | KEY MORTGAGE SERVICES, INC. | 73 | 52 | 54 | 967 | Independent Mortgage Company |
| 24 | NEWREZ LLC | 73 | 52 | 56 | 659 | Independent Mortgage Company |
| 25 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 814 | Independent Mortgage Company |
| 26 | LOWER, LLC | 71 | 29 | 66 | 675 | Independent Mortgage Company |
| 27 | GUARANTEED RATE AFFINITY, LLC | 71 | 33 | 63 | 632 | Independent Mortgage Company |
| 28 | COMPASS MORTGAGE, INC. | 71 | 24 | 78 | 537 | Independent Mortgage Company |
| 29 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 71 | 32 | 76 | 264 | Independent Mortgage Company |
| 30 | PLAZA HOME MORTGAGE, INC. | 71 | 30 | 65 | 263 | Independent Mortgage Company |
| 31 | MOVEMENT MORTGAGE, LLC | 71 | 30 | 79 | 225 | Independent Mortgage Company |
| 32 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 71 | 28 | 66 | 222 | Independent Mortgage Company |
| 33 | OCMBC, INC. | 71 | 39 | 72 | 200 | Independent Mortgage Company |
| 34 | AMERICAN FINANCIAL NETWORK, INC. | 71 | 25 | 69 | 194 | Independent Mortgage Company |
| 35 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 178 | Independent Mortgage Company |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 38 | 79 | 153 | Independent Mortgage Company |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 69 | 45 | 53 | 234 | Independent Mortgage Company |
| 38 | PROPER RATE, LLC | 68 | 51 | 48 | 1,200 | Independent Mortgage Company |
| 39 | POINT MORTGAGE CORPORATION | 67 | 32 | 72 | 206 | Independent Mortgage Company |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 67 | 10 | 81 | 1,346 | Independent Mortgage Company |
| 41 | Mortgage Research Center, LLC | 66 | 34 | 54 | 637 | Independent Mortgage Company |
| 42 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 36 | 56 | 501 | Independent Mortgage Company |
| 43 | UNITED HOME LOANS, INC. | 66 | 36 | 62 | 389 | Independent Mortgage Company |
| 44 | THE ANDERSON FINANCIAL GROUP, INC. | 64 | 50 | 49 | 162 | Independent Mortgage Company |
| 45 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 3,117 | Independent Mortgage Company |
| 46 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 361 | Independent Mortgage Company |
| 47 | LEADERONE FINANCIAL CORPORATION | 60 | 19 | 72 | 303 | Independent Mortgage Company |
| 48 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 57 | 698 | Independent Mortgage Company |
| 49 | PACOR MORTGAGE CORP. | 53 | 12 | 79 | 179 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Chicago.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.