# Best Jumbo Mortgage Lenders in Crestview

**As of:** 2026-05-22

Compare the top Jumbo mortgage lenders in Crestview. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/crestview/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 85
- **Total Loans:** 5,034
- **Median Rate Spread:** 0.11392682926829269%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | BankPlus | 85 | 73 | 71 | 96 | Bank |
| 2 | Citizens Bank, National Association | 85 | 68 | 69 | 44 | Bank |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 438 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 343 | Independent Mortgage Company |
| 5 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 275 | Independent Mortgage Company |
| 6 | Wells Fargo Bank, National Association | 83 | 87 | 63 | 33 | Bank |
| 7 | Bank of America, National Association | 83 | 90 | 80 | 29 | Bank |
| 8 | Morgan Stanley Private Bank, National Association | 83 | 96 | 75 | 18 | Bank |
| 9 | U.S. Bank National Association | 83 | 88 | 76 | 17 | Bank |
| 10 | Regions Bank | 79 | 48 | 68 | 97 | Bank |
| 11 | Trustmark National Bank | 79 | 57 | 79 | 74 | Bank |
| 12 | Truist Bank | 79 | 76 | 71 | 21 | Bank |
| 13 | Fifth Third Bank, National Association | 79 | 74 | 70 | 18 | Bank |
| 14 | Synovus Bank | 79 | 76 | 61 | 18 | Bank |
| 15 | JPMorgan Chase Bank, National Association | 73 | 49 | 64 | 25 | Bank |
| 16 | PNC Bank, National Association | 73 | 53 | 68 | 22 | Bank |
| 17 | Renasant Bank | 73 | 60 | 60 | 16 | Bank |
| 18 | VYSTAR CREDIT UNION | 73 | 66 | 54 | 15 | Credit Union |
| 19 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 40 | 70 | 104 | Independent Mortgage Company |
| 20 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 66 | 34 | 71 | 13 | Independent Mortgage Company |
| 21 | Capital City Home Loans, LLC | 64 | 44 | 58 | 29 | Independent Mortgage Company |
| 22 | Cadence Bank | 60 | 11 | 72 | 53 | Bank |
| 23 | Northpointe Bank | 53 | 5 | 40 | 62 | Bank |
| 24 | Community Bank of Mississippi | 53 | 24 | 25 | 55 | Bank |
| 25 | DEEPHAVEN MORTGAGE LLC | 52 | 10 | 57 | 13 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Crestview.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.
