# Best Jumbo Mortgage Lenders in Dallas

**As of:** 2026-05-25

Compare the top Jumbo mortgage lenders in Dallas. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/dallas/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 327
- **Total Loans:** 73,925
- **Median Rate Spread:** 0.2932879746835443%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GUARANTEED RATE, INC. | 89 | 64 | 62 | 979 | Independent Mortgage Company |
| 2 | Bank of America, National Association | 89 | 90 | 80 | 677 | Bank |
| 3 | U.S. Bank National Association | 89 | 88 | 76 | 631 | Bank |
| 4 | Wells Fargo Bank, National Association | 89 | 87 | 63 | 461 | Bank |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 6,943 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 4,582 | Independent Mortgage Company |
| 7 | JPMorgan Chase Bank, National Association | 83 | 49 | 64 | 1,968 | Bank |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 83 | 45 | 66 | 1,526 | Independent Mortgage Company |
| 9 | CMG MORTGAGE, INC. | 83 | 40 | 66 | 1,267 | Independent Mortgage Company |
| 10 | NAVY FEDERAL CREDIT UNION | 83 | 95 | 51 | 397 | Credit Union |
| 11 | RANDOLPH-BROOKS FEDERAL CREDIT UNION | 83 | 91 | 57 | 175 | Credit Union |
| 12 | TEXAS MORTGAGE LENDING, LLC | 80 | 74 | 69 | 265 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 79 | 55 | 66 | 628 | Independent Mortgage Company |
| 14 | SWBC MORTGAGE CORPORATION | 79 | 46 | 69 | 283 | Independent Mortgage Company |
| 15 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 40 | 70 | 1,326 | Independent Mortgage Company |
| 16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 1,139 | Independent Mortgage Company |
| 17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 74 | 43 | 65 | 368 | Independent Mortgage Company |
| 18 | OriginPoint, LLC | 73 | 53 | 58 | 237 | Independent Mortgage Company |
| 19 | GUILD MORTGAGE COMPANY LLC | 71 | 32 | 66 | 657 | Independent Mortgage Company |
| 20 | CORNERSTONE CAPITAL BANK, SSB | 71 | 28 | 74 | 470 | Bank |
| 21 | THE LOAN STORE, INC. | 71 | 25 | 61 | 417 | Independent Mortgage Company |
| 22 | NexBank | 71 | 28 | 69 | 403 | Bank |
| 23 | Prosperity Home Mortgage, LLC | 71 | 35 | 62 | 355 | Independent Mortgage Company |
| 24 | First Horizon Bank | 71 | 36 | 72 | 290 | Bank |
| 25 | Synergy One Lending, Inc. | 71 | 22 | 67 | 193 | Independent Mortgage Company |
| 26 | LOWER, LLC | 70 | 27 | 56 | 910 | Independent Mortgage Company |
| 27 | Paramount Residential Mortgage Group, Inc. | 70 | 25 | 48 | 669 | Independent Mortgage Company |
| 28 | First United Bank and Trust Company | 70 | 32 | 59 | 584 | Bank |
| 29 | First Bank | 67 | 25 | 69 | 230 | Bank |
| 30 | CRESTMARK MORTGAGE COMPANY, LTD. | 67 | 40 | 63 | 180 | Independent Mortgage Company |
| 31 | SFMC, LP | 66 | 25 | 56 | 1,257 | Independent Mortgage Company |
| 32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 66 | 33 | 53 | 1,138 | Independent Mortgage Company |
| 33 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 66 | 25 | 49 | 1,083 | Independent Mortgage Company |
| 34 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 66 | 29 | 55 | 837 | Independent Mortgage Company |
| 35 | NEW AMERICAN FUNDING, LLC | 66 | 36 | 48 | 386 | Independent Mortgage Company |
| 36 | KIND LENDING, LLC | 66 | 27 | 51 | 288 | Independent Mortgage Company |
| 37 | Prosperity Bank | 66 | 24 | 49 | 275 | Bank |
| 38 | The American National Bank of Texas | 63 | 30 | 49 | 246 | Bank |
| 39 | Sunflower Bank, National Association | 63 | 36 | 54 | 167 | Bank |
| 40 | Cadence Bank | 60 | 11 | 72 | 345 | Bank |
| 41 | EVERETT FINANCIAL, INC. | 59 | 16 | 59 | 1,549 | Independent Mortgage Company |
| 42 | First Financial Bank, National Association | 57 | 12 | 68 | 283 | Bank |
| 43 | Flagstar Bank, N.A. | 56 | 17 | 50 | 323 | Bank |
| 44 | GARDNER FINANCIAL SERVICES, LTD. | 53 | 14 | 50 | 173 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Dallas.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.