# Best Mortgage Lenders in Dalton, GA

**As of:** 2026-05-26

Compare the top mortgage lenders in Dalton, GA. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/dalton-ga/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 30
- **Total Loans:** 1,019
- **Median Rate Spread:** 0.45479310344827584%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FirstBank | 84 | 50 | 80 | 116 | Bank |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 46 | Independent Mortgage Company |
| 3 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 132 | Independent Mortgage Company |
| 4 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 69 | Independent Mortgage Company |
| 5 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 68 | Independent Mortgage Company |
| 6 | Regions Bank | 73 | 41 | 64 | 25 | Bank |
| 7 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 40 | Independent Mortgage Company |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 38 | Independent Mortgage Company |
| 9 | BANKSOUTH MORTGAGE COMPANY, LLC | 68 | 23 | 84 | 36 | Independent Mortgage Company |
| 10 | Renasant Bank | 68 | 38 | 81 | 34 | Bank |
| 11 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 28 | Independent Mortgage Company |
| 12 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 22 | Bank |
| 13 | STOCKTON MORTGAGE CORPORATION | 63 | 27 | 70 | 34 | Independent Mortgage Company |
| 14 | Mortgage Research Center, LLC | 63 | 34 | 70 | 29 | Independent Mortgage Company |
| 15 | TENNESSEE VALLEY FCU | 63 | 24 | 63 | 21 | Credit Union |
| 16 | GEORGIA UNITED | 54 | 29 | 36 | 66 | Credit Union |
| 17 | SUMMIT FUNDING, INC. | 54 | 13 | 81 | 43 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Dalton, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.