# Best Mortgage Lenders in Davenport

**As of:** 2026-05-21

Compare the top mortgage lenders in Davenport. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/davenport/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 54
- **Total Loans:** 4,062
- **Median Rate Spread:** 0.41373584905660377%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | GREENSTATE Credit Union | 100 | 89 | 84 | 503 | Credit Union |
| 2 | I. H. MISSISSIPPI VALLEY CREDIT UNION | 100 | 89 | 82 | 454 | Credit Union |
| 3 | RUHL MORTGAGE, LLC | 100 | 88 | 80 | 331 | Independent Mortgage Company |
| 4 | American Bank and Trust Company, National Association | 86 | 77 | 73 | 116 | Bank |
| 5 | Du Trac Community Credit Union | 86 | 93 | 60 | 80 | Credit Union |
| 6 | ASCENTRA Credit Union | 84 | 86 | 47 | 132 | Credit Union |
| 7 | U.S. Bank National Association | 80 | 75 | 71 | 79 | Bank |
| 8 | Empeople Credit Union | 78 | 78 | 54 | 192 | Credit Union |
| 9 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 64 | Independent Mortgage Company |
| 10 | Old National Bank | 78 | 84 | 70 | 33 | Bank |
| 11 | CBI Bank & Trust | 73 | 42 | 61 | 86 | Bank |
| 12 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 69 | Independent Mortgage Company |
| 13 | Fortress Bank | 73 | 65 | 76 | 30 | Bank |
| 14 | First Federal Bank | 71 | 81 | 50 | 37 | Bank |
| 15 | LOWER, LLC | 68 | 30 | 71 | 264 | Independent Mortgage Company |
| 16 | ROCKET MORTGAGE, LLC | 68 | 29 | 95 | 204 | Independent Mortgage Company |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 100 | Independent Mortgage Company |
| 18 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 39 | Bank |
| 19 | GUARANTEED RATE, INC. | 66 | 41 | 69 | 27 | Independent Mortgage Company |
| 20 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 21 | Independent Mortgage Company |
| 21 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 122 | Independent Mortgage Company |
| 22 | Mortgage Research Center, LLC | 63 | 34 | 70 | 95 | Independent Mortgage Company |
| 23 | MICHIGAN MUTUAL, INC. | 63 | 32 | 73 | 44 | Independent Mortgage Company |
| 24 | NEW AMERICAN FUNDING, LLC | 62 | 22 | 60 | 307 | Independent Mortgage Company |
| 25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 62 | 26 | 87 | 20 | Independent Mortgage Company |
| 26 | NEWREZ LLC | 58 | 35 | 59 | 51 | Independent Mortgage Company |
| 27 | Flanagan State Bank | 58 | 24 | 60 | 40 | Bank |
| 28 | PLAZA HOME MORTGAGE, INC. | 58 | 36 | 69 | 27 | Independent Mortgage Company |
| 29 | THE FAMILY | 46 | N/A | 45 | 24 | Credit Union |
| 30 | SUCCESS MORTGAGE PARTNERS, INC. | 46 | 15 | 67 | 23 | Independent Mortgage Company |
| 31 | AXIA FINANCIAL, LLC | 46 | 17 | 61 | 22 | Independent Mortgage Company |
| 32 | CALCON MUTUAL MORTGAGE LLC | 42 | 16 | 57 | 38 | Independent Mortgage Company |
| 33 | MARINE CREDIT UNION | 42 | 9 | 41 | 20 | Credit Union |
| 34 | R.I.A. Federal Credit Union | 40 | N/A | 32 | 78 | Credit Union |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Davenport.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.