# Best Mortgage Companie Lenders in Delaware

**As of:** 2026-05-27

Compare the top mortgage companies offering mortgages in Delaware. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/delaware/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 130
- **Total Loans:** 13,588
- **Median Rate Spread:** 0.2688203125%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NATION ONE MORTGAGE CORPORATION | 86 | 61 | 94 | 187 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 484 | Independent Mortgage Company |
| 3 | KEYSTONE FUNDING, INC. | 84 | 42 | 88 | 412 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 1,024 | Independent Mortgage Company |
| 5 | PIKE CREEK MORTGAGE SERVICES, INC. | 74 | 30 | 87 | 927 | Independent Mortgage Company |
| 6 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 391 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 160 | Independent Mortgage Company |
| 8 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 132 | Independent Mortgage Company |
| 9 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 71 | Independent Mortgage Company |
| 10 | MLD MORTGAGE INC. | 71 | 48 | 82 | 53 | Independent Mortgage Company |
| 11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 71 | 46 | 83 | 36 | Independent Mortgage Company |
| 12 | Prosperity Home Mortgage, LLC | 68 | 37 | 77 | 498 | Independent Mortgage Company |
| 13 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 371 | Independent Mortgage Company |
| 14 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 289 | Independent Mortgage Company |
| 15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 262 | Independent Mortgage Company |
| 16 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 246 | Independent Mortgage Company |
| 17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 104 | Independent Mortgage Company |
| 18 | NFM, INC. | 68 | 23 | 87 | 86 | Independent Mortgage Company |
| 19 | ALLIED MORTGAGE GROUP, INC. | 66 | 44 | 61 | 42 | Independent Mortgage Company |
| 20 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 234 | Independent Mortgage Company |
| 21 | Mortgage Research Center, LLC | 63 | 34 | 70 | 146 | Independent Mortgage Company |
| 22 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 97 | Independent Mortgage Company |
| 23 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 95 | Independent Mortgage Company |
| 24 | EMBRACE HOME LOANS, INC. | 63 | 31 | 74 | 87 | Independent Mortgage Company |
| 25 | TIDEWATER MORTGAGE SERVICES, INC. | 63 | 30 | 73 | 69 | Independent Mortgage Company |
| 26 | Nations Lending Corporation | 62 | 30 | 93 | 58 | Independent Mortgage Company |
| 27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 62 | 26 | 83 | 45 | Independent Mortgage Company |
| 28 | FIRST COMMUNITY MORTGAGE, INC. | 62 | 31 | 89 | 42 | Independent Mortgage Company |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 60 | 57 | 57 | 47 | Independent Mortgage Company |
| 30 | MDE HOME LOANS, LLC | 60 | 51 | 52 | 35 | Independent Mortgage Company |
| 31 | NEWREZ LLC | 58 | 35 | 59 | 224 | Independent Mortgage Company |
| 32 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 138 | Independent Mortgage Company |
| 33 | LOWER, LLC | 58 | 30 | 71 | 60 | Independent Mortgage Company |
| 34 | EMM LOANS LLC | 58 | 31 | 77 | 41 | Independent Mortgage Company |
| 35 | THE LOAN STORE, INC. | 58 | 40 | 77 | 38 | Independent Mortgage Company |
| 36 | NEW FED MORTGAGE, CORP. | 58 | 30 | 74 | 33 | Independent Mortgage Company |
| 37 | PLAZA HOME MORTGAGE, INC. | 58 | 36 | 69 | 32 | Independent Mortgage Company |
| 38 | KIND LENDING, LLC | 58 | 39 | 73 | 31 | Independent Mortgage Company |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 52 | 24 | 41 | 35 | Independent Mortgage Company |
| 40 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 50 | 17 | 79 | 178 | Independent Mortgage Company |
| 41 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 50 | 17 | 75 | 145 | Independent Mortgage Company |
| 42 | Luminate Home Loans, Inc. | 50 | 13 | 66 | 106 | Independent Mortgage Company |
| 43 | ABSOLUTE HOME MORTGAGE CORPORATION | 50 | 20 | 68 | 73 | Independent Mortgage Company |
| 44 | FIRST HOME MORTGAGE CORPORATION | 49 | 18 | 88 | 48 | Independent Mortgage Company |
| 45 | DIRECT MORTGAGE LOANS, LLC | 49 | 17 | 80 | 38 | Independent Mortgage Company |
| 46 | Waterstone Mortgage Corporation | 46 | 15 | 80 | 50 | Independent Mortgage Company |
| 47 | AMERISAVE MORTGAGE CORPORATION | 36 | 18 | 27 | 45 | Independent Mortgage Company |
| 48 | NEW DAY FINANCIAL, LLC | 36 | 5 | 26 | 35 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Delaware.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.