# Best FHA Mortgage Lenders in Deltona

**As of:** 2026-05-23

Compare the top FHA mortgage lenders in Deltona. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/deltona/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 140
- **Total Loans:** 10,970
- **Median Rate Spread:** 0.2961884057971015%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FBC MORTGAGE, LLC | 95 | 77 | 82 | 222 | Independent Mortgage Company |
| 2 | JET HOMELOANS, LP | 89 | 88 | 84 | 68 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 1,475 | Independent Mortgage Company |
| 4 | VELOCIO MORTGAGE L.L.C. | 88 | 96 | 88 | 34 | Independent Mortgage Company |
| 5 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 183 | Independent Mortgage Company |
| 6 | RMC HOME MORTGAGE, LLC | 83 | 45 | 71 | 144 | Independent Mortgage Company |
| 7 | First Heritage Mortgage, LLC | 83 | 68 | 84 | 26 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 973 | Independent Mortgage Company |
| 9 | THE MORTGAGE FIRM, INC. | 80 | 26 | 81 | 180 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 205 | Independent Mortgage Company |
| 11 | Ameris Bank | 79 | 50 | 78 | 187 | Bank |
| 12 | Flagstar Bank, N.A. | 79 | 58 | 71 | 170 | Bank |
| 13 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 145 | Independent Mortgage Company |
| 14 | Plains Commerce Bank | 79 | 47 | 66 | 73 | Bank |
| 15 | THE LOAN STORE, INC. | 79 | 49 | 72 | 63 | Independent Mortgage Company |
| 16 | MATTAMY HOME FUNDING, LLC | 79 | 89 | 79 | 30 | Independent Mortgage Company |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 151 | Independent Mortgage Company |
| 18 | NFM, INC. | 75 | 40 | 83 | 121 | Independent Mortgage Company |
| 19 | COASTAL LOANS, LLC | 75 | 28 | 85 | 113 | Independent Mortgage Company |
| 20 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 60 | Independent Mortgage Company |
| 21 | Truist Bank | 74 | 75 | 53 | 125 | Bank |
| 22 | SouthState Bank, National Association | 74 | 65 | 65 | 45 | Bank |
| 23 | First Horizon Bank | 74 | 60 | 63 | 37 | Bank |
| 24 | NEWREZ LLC | 73 | 52 | 56 | 134 | Independent Mortgage Company |
| 25 | M/I FINANCIAL, LLC | 73 | 47 | 80 | 42 | Independent Mortgage Company |
| 26 | KIND LENDING, LLC | 73 | 55 | 71 | 41 | Independent Mortgage Company |
| 27 | INSPIRE HOME LOANS INC. | 73 | 53 | 75 | 28 | Independent Mortgage Company |
| 28 | CMG MORTGAGE, INC. | 71 | 32 | 79 | 252 | Independent Mortgage Company |
| 29 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 137 | Independent Mortgage Company |
| 30 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 100 | Independent Mortgage Company |
| 31 | Paramount Residential Mortgage Group, Inc. | 71 | 33 | 72 | 65 | Independent Mortgage Company |
| 32 | MOVEMENT MORTGAGE, LLC | 71 | 30 | 79 | 65 | Independent Mortgage Company |
| 33 | Equity Prime Mortgage LLC | 71 | 22 | 63 | 65 | Independent Mortgage Company |
| 34 | ZILLOW HOME LOANS, LLC | 71 | 34 | 67 | 53 | Independent Mortgage Company |
| 35 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 71 | 26 | 78 | 44 | Independent Mortgage Company |
| 36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 70 | 22 | 82 | 45 | Independent Mortgage Company |
| 37 | FIRST COMMUNITY MORTGAGE, INC. | 70 | 33 | 84 | 44 | Independent Mortgage Company |
| 38 | JPMorgan Chase Bank, National Association | 69 | 59 | 47 | 126 | Bank |
| 39 | Waterstone Mortgage Corporation | 67 | 11 | 80 | 301 | Independent Mortgage Company |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 66 | 29 | 56 | 56 | Independent Mortgage Company |
| 41 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 66 | 28 | 66 | 47 | Independent Mortgage Company |
| 42 | PLAZA HOME MORTGAGE, INC. | 66 | 30 | 65 | 47 | Independent Mortgage Company |
| 43 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 38 | 79 | 31 | Independent Mortgage Company |
| 44 | AMERICAN FINANCIAL NETWORK, INC. | 66 | 25 | 69 | 27 | Independent Mortgage Company |
| 45 | SUN WEST MORTGAGE COMPANY, INC. | 66 | 36 | 64 | 25 | Independent Mortgage Company |
| 46 | CANOPY MORTGAGE, LLC | 66 | 21 | 70 | 24 | Independent Mortgage Company |
| 47 | ALKAN MORTGAGE CORPORATION | 63 | N/A | 84 | 109 | Independent Mortgage Company |
| 48 | EVERETT FINANCIAL, INC. | 63 | 9 | 80 | 63 | Independent Mortgage Company |
| 49 | SUMMIT FUNDING, INC. | 63 | 12 | 81 | 62 | Independent Mortgage Company |
| 50 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 32 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Deltona.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.