# Best VA Mortgage Lenders in Dothan, AL

**As of:** 2026-05-20

Compare the top VA mortgage lenders in Dothan, AL. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/dothan-al/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 37
- **Total Loans:** 1,316
- **Median Rate Spread:** 0.3191428571428571%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | INTERLINC MORTGAGE SERVICES, LLC | 89 | 86 | 68 | 116 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 89 | 64 | 83 | 47 | Independent Mortgage Company |
| 3 | MOVEMENT MORTGAGE, LLC | 88 | 45 | 81 | 63 | Independent Mortgage Company |
| 4 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 34 | Independent Mortgage Company |
| 5 | BankPlus | 85 | 84 | 68 | 27 | Bank |
| 6 | Renasant Bank | 83 | 59 | 83 | 46 | Bank |
| 7 | CMG MORTGAGE, INC. | 83 | 54 | 81 | 33 | Independent Mortgage Company |
| 8 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 27 | Credit Union |
| 9 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 119 | Independent Mortgage Company |
| 10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 81 | Independent Mortgage Company |
| 11 | Mortgage Research Center, LLC | 75 | 34 | 61 | 135 | Independent Mortgage Company |
| 12 | Synovus Bank | 74 | 80 | 72 | 21 | Bank |
| 13 | USAA Federal Savings Bank | 73 | 62 | 58 | 18 | Bank |
| 14 | STOCKTON MORTGAGE CORPORATION | 71 | 22 | 65 | 36 | Independent Mortgage Company |
| 15 | SOUTHWEST FUNDING, LP | 63 | 28 | 77 | 21 | Independent Mortgage Company |
| 16 | ENVOY MORTGAGE, LTD | 62 | 23 | 58 | 19 | Independent Mortgage Company |
| 17 | NEW DAY FINANCIAL, LLC | 47 | 2 | 49 | 10 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Dothan, AL.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.