# Best Mortgage Lenders in Dover, DE

**As of:** 2026-05-22

Compare the top mortgage lenders in Dover, DE. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/dover-de/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 57
- **Total Loans:** 2,296
- **Median Rate Spread:** 0.24949122807017543%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NATION ONE MORTGAGE CORPORATION | 86 | 61 | 94 | 27 | Independent Mortgage Company |
| 2 | KEYSTONE FUNDING, INC. | 84 | 42 | 88 | 179 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 125 | Independent Mortgage Company |
| 4 | MERIDIAN BANK | 84 | 49 | 81 | 89 | Bank |
| 5 | DEL-ONE FEDERAL CREDIT UNION | 78 | 91 | 58 | 33 | Credit Union |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 193 | Independent Mortgage Company |
| 7 | PIKE CREEK MORTGAGE SERVICES, INC. | 74 | 30 | 87 | 163 | Independent Mortgage Company |
| 8 | GUILD MORTGAGE COMPANY LLC | 74 | 25 | 83 | 97 | Independent Mortgage Company |
| 9 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 38 | Independent Mortgage Company |
| 10 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 33 | Independent Mortgage Company |
| 11 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 31 | Independent Mortgage Company |
| 12 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 31 | Bank |
| 13 | Wilmington Savings Fund Society, FSB | 73 | 74 | 77 | 25 | Bank |
| 14 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 29 | Credit Union |
| 15 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 66 | Independent Mortgage Company |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 33 | Independent Mortgage Company |
| 17 | Evolve Bank & Trust | 66 | 51 | 69 | 24 | Bank |
| 18 | JPMorgan Chase Bank, National Association | 66 | 49 | 70 | 23 | Bank |
| 19 | Mortgage Research Center, LLC | 63 | 34 | 70 | 66 | Independent Mortgage Company |
| 20 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 47 | Independent Mortgage Company |
| 21 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 31 | Independent Mortgage Company |
| 22 | NFM, INC. | 62 | 23 | 87 | 29 | Independent Mortgage Company |
| 23 | CMG MORTGAGE, INC. | 62 | 33 | 81 | 28 | Independent Mortgage Company |
| 24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 62 | 24 | 85 | 20 | Independent Mortgage Company |
| 25 | NEWREZ LLC | 58 | 35 | 59 | 35 | Independent Mortgage Company |
| 26 | TIDEWATER MORTGAGE SERVICES, INC. | 58 | 30 | 73 | 23 | Independent Mortgage Company |
| 27 | NATIONSTAR MORTGAGE LLC | 58 | 26 | 71 | 23 | Independent Mortgage Company |
| 28 | LOWER, LLC | 58 | 30 | 71 | 20 | Independent Mortgage Company |
| 29 | MICHIGAN MUTUAL, INC. | 58 | 32 | 73 | 20 | Independent Mortgage Company |
| 30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 50 | 17 | 75 | 65 | Independent Mortgage Company |
| 31 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 50 | 17 | 79 | 37 | Independent Mortgage Company |
| 32 | Luminate Home Loans, Inc. | 50 | 13 | 66 | 32 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Dover, DE.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.