# Best Mortgage Lenders in Evansville, IN

**As of:** 2026-05-22

Compare the top mortgage lenders in Evansville, IN. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/evansville-in/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 46
- **Total Loans:** 3,079
- **Median Rate Spread:** 0.4735555555555555%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Liberty | 93 | 62 | 82 | 609 | Credit Union |
| 2 | Heritage Federal Credit Union | 86 | 62 | 78 | 229 | Credit Union |
| 3 | Old National Bank | 86 | 84 | 70 | 142 | Bank |
| 4 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 65 | Independent Mortgage Company |
| 5 | MORTGAGE MASTERS OF INDIANA, INC. | 84 | 59 | 85 | 635 | Independent Mortgage Company |
| 6 | First Federal Savings Bank | 80 | 64 | 73 | 117 | Bank |
| 7 | Fifth Third Bank, National Association | 80 | 62 | 62 | 93 | Bank |
| 8 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 111 | Independent Mortgage Company |
| 9 | INDIANA MEMBERS CREDIT UNION | 78 | 86 | 53 | 80 | Credit Union |
| 10 | German American Bank | 73 | 66 | 52 | 68 | Bank |
| 11 | ROCKET MORTGAGE, LLC | 68 | 29 | 95 | 184 | Independent Mortgage Company |
| 12 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 40 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 66 | 56 | 63 | 27 | Independent Mortgage Company |
| 14 | JPMorgan Chase Bank, National Association | 66 | 49 | 70 | 23 | Bank |
| 15 | Mortgage Research Center, LLC | 63 | 34 | 70 | 79 | Independent Mortgage Company |
| 16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 62 | 24 | 85 | 25 | Independent Mortgage Company |
| 17 | PLAZA HOME MORTGAGE, INC. | 58 | 36 | 69 | 40 | Independent Mortgage Company |
| 18 | Equity Prime Mortgage LLC | 58 | 20 | 66 | 36 | Independent Mortgage Company |
| 19 | INTERLINC MORTGAGE SERVICES, LLC | 58 | 38 | 79 | 28 | Independent Mortgage Company |
| 20 | Bank of England | 58 | 33 | 64 | 27 | Bank |
| 21 | THE LOAN STORE, INC. | 58 | 40 | 77 | 25 | Independent Mortgage Company |
| 22 | NEWREZ LLC | 52 | 35 | 59 | 20 | Independent Mortgage Company |
| 23 | GVC MORTGAGE, INC. | 49 | 19 | 83 | 22 | Independent Mortgage Company |
| 24 | Luminate Home Loans, Inc. | 46 | 13 | 66 | 46 | Independent Mortgage Company |
| 25 | CALCON MUTUAL MORTGAGE LLC | 42 | 16 | 57 | 31 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Evansville, IN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.