# Best Conventional Mortgage Lenders in Fayetteville

**As of:** 2026-05-22

Compare the top Conventional mortgage lenders in Fayetteville. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/fayetteville/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 101
- **Total Loans:** 8,823
- **Median Rate Spread:** 0.17295959595959598%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | FLAT BRANCH MORTGAGE, INC. | 88 | 59 | 84 | 559 | Independent Mortgage Company |
| 2 | ASSOCIATED MORTGAGE CORPORATION | 83 | 43 | 79 | 288 | Independent Mortgage Company |
| 3 | NAVY FEDERAL CREDIT UNION | 83 | 92 | 53 | 86 | Credit Union |
| 4 | First Security Bank | 80 | 75 | 63 | 65 | Bank |
| 5 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | 80 | 72 | 61 | 65 | Independent Mortgage Company |
| 6 | UNITED FEDERAL CREDIT UNION | 80 | 66 | 74 | 62 | Credit Union |
| 7 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 665 | Independent Mortgage Company |
| 8 | Priority Bank | 79 | 63 | 65 | 228 | Bank |
| 9 | GERSHMAN INVESTMENT CORP. | 79 | 53 | 74 | 181 | Independent Mortgage Company |
| 10 | Generations Bank | 79 | 79 | 67 | 152 | Bank |
| 11 | First Horizon Bank | 79 | 57 | 65 | 122 | Bank |
| 12 | The Central Trust Bank | 79 | 47 | 72 | 93 | Bank |
| 13 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 79 | Bank |
| 14 | BOKF, National Association | 79 | 43 | 68 | 67 | Bank |
| 15 | U.S. Bank National Association | 79 | 75 | 69 | 65 | Bank |
| 16 | Bank of America, National Association | 79 | 71 | 67 | 61 | Bank |
| 17 | Truist Bank | 79 | 71 | 69 | 42 | Bank |
| 18 | Firstar Bank | 79 | 64 | 90 | 26 | Bank |
| 19 | Arvest Bank | 75 | 37 | 68 | 1,176 | Bank |
| 20 | UNITED WHOLESALE MORTGAGE, LLC | 75 | 36 | 86 | 264 | Independent Mortgage Company |
| 21 | MY MOVE MORTGAGE, LLC | 74 | 54 | 68 | 150 | Independent Mortgage Company |
| 22 | The First National Bank of Fort Smith | 74 | 48 | 67 | 110 | Bank |
| 23 | ENCORE BANK | 74 | 63 | 50 | 100 | Bank |
| 24 | Eagle Bank and Trust Company | 74 | 42 | 78 | 94 | Bank |
| 25 | ARKANSAS Federal Credit Union | 74 | 52 | 77 | 62 | Credit Union |
| 26 | Centennial Bank | 73 | 47 | 53 | 418 | Bank |
| 27 | COMMUNITY MORTGAGE CORPORATION | 73 | 41 | 80 | 47 | Independent Mortgage Company |
| 28 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 45 | Bank |
| 29 | NBKC BANK | 73 | 90 | 49 | 42 | Bank |
| 30 | Cadence Bank | 73 | 48 | 71 | 35 | Bank |
| 31 | LOANDEPOT.COM, LLC | 73 | 45 | 72 | 31 | Independent Mortgage Company |
| 32 | Gateway First Bank | 71 | 27 | 75 | 185 | Bank |
| 33 | Regions Bank | 71 | 39 | 64 | 122 | Bank |
| 34 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 71 | 20 | 68 | 101 | Independent Mortgage Company |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 71 | 26 | 76 | 88 | Independent Mortgage Company |
| 36 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 87 | Independent Mortgage Company |
| 37 | GUILD MORTGAGE COMPANY LLC | 71 | 25 | 77 | 82 | Independent Mortgage Company |
| 38 | FIRST WESTERN MORTGAGE, INC. | 69 | 77 | 51 | 75 | Independent Mortgage Company |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 69 | 65 | 55 | 26 | Independent Mortgage Company |
| 40 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 47 | Independent Mortgage Company |
| 41 | First Financial Bank | 68 | 45 | 81 | 21 | Bank |
| 42 | LENDLO MORTGAGE, LLC | 66 | 22 | 59 | 403 | Independent Mortgage Company |
| 43 | NEW AMERICAN FUNDING, LLC | 66 | 26 | 60 | 69 | Independent Mortgage Company |
| 44 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 64 | Independent Mortgage Company |
| 45 | CROSSCOUNTRY MORTGAGE, LLC | 66 | 21 | 74 | 63 | Independent Mortgage Company |
| 46 | CMG MORTGAGE, INC. | 66 | 34 | 73 | 50 | Independent Mortgage Company |
| 47 | LEADERONE FINANCIAL CORPORATION | 66 | 24 | 66 | 41 | Independent Mortgage Company |
| 48 | Plains Commerce Bank | 66 | 35 | 64 | 38 | Bank |
| 49 | GUARANTEED RATE, INC. | 66 | 39 | 65 | 37 | Independent Mortgage Company |
| 50 | Flagstar Bank, N.A. | 66 | 34 | 72 | 30 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Fayetteville.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.