# Best Mortgage Lenders in Florence

**As of:** 2026-05-22

Compare the top mortgage lenders in Florence. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/florence/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 37
- **Total Loans:** 1,491
- **Median Rate Spread:** 0.33513513513513515%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Bank Independent | 84 | 41 | 83 | 192 | Bank |
| 2 | Trustmark National Bank | 84 | 50 | 85 | 160 | Bank |
| 3 | Listerhill Credit Union | 78 | 44 | 64 | 88 | Credit Union |
| 4 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 50 | Independent Mortgage Company |
| 5 | Assurance Financial Group, L.L.C. | 74 | 26 | 82 | 152 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 143 | Independent Mortgage Company |
| 7 | Regions Bank | 73 | 41 | 64 | 59 | Bank |
| 8 | FIRST COMMUNITY MORTGAGE, INC. | 68 | 31 | 89 | 47 | Independent Mortgage Company |
| 9 | First Federal Bank, A FSB | 68 | 40 | 81 | 46 | Bank |
| 10 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 43 | Independent Mortgage Company |
| 11 | JPMorgan Chase Bank, National Association | 66 | 49 | 70 | 25 | Bank |
| 12 | TOWNE MORTGAGE COMPANY | 63 | 40 | 79 | 58 | Independent Mortgage Company |
| 13 | Mortgage Research Center, LLC | 63 | 34 | 70 | 43 | Independent Mortgage Company |
| 14 | TVA COMMUNITY CREDIT UNION | 63 | 61 | 36 | 23 | Credit Union |
| 15 | Renasant Bank | 62 | 38 | 81 | 21 | Bank |
| 16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 62 | 24 | 85 | 20 | Independent Mortgage Company |
| 17 | CB&S Bank, Inc. | 58 | 31 | 48 | 24 | Bank |
| 18 | SOUTHWEST FUNDING, LP | 46 | 11 | 63 | 25 | Independent Mortgage Company |
| 19 | Wolfe Financial, Inc | 42 | 16 | 49 | 28 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Florence.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.