# Best Conventional Mortgage Lenders in Florence

**As of:** 2026-05-22

Compare the top Conventional mortgage lenders in Florence. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/florence/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 37
- **Total Loans:** 1,491
- **Median Rate Spread:** 0.33513513513513515%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Trustmark National Bank | 83 | 48 | 79 | 160 | Bank |
| 2 | Listerhill Credit Union | 83 | 45 | 87 | 88 | Credit Union |
| 3 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 143 | Independent Mortgage Company |
| 4 | Truist Bank | 79 | 71 | 69 | 11 | Bank |
| 5 | Bank Independent | 75 | 38 | 83 | 192 | Bank |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 75 | 36 | 86 | 50 | Independent Mortgage Company |
| 7 | JPMorgan Chase Bank, National Association | 73 | 52 | 71 | 25 | Bank |
| 8 | Wells Fargo Bank, National Association | 73 | 61 | 57 | 15 | Bank |
| 9 | FirstBank | 73 | 50 | 75 | 12 | Bank |
| 10 | Assurance Financial Group, L.L.C. | 71 | 27 | 73 | 152 | Independent Mortgage Company |
| 11 | Regions Bank | 71 | 39 | 64 | 59 | Bank |
| 12 | TOWNE MORTGAGE COMPANY | 71 | 39 | 79 | 58 | Independent Mortgage Company |
| 13 | FIRST COMMUNITY MORTGAGE, INC. | 71 | 31 | 79 | 47 | Independent Mortgage Company |
| 14 | MOVEMENT MORTGAGE, LLC | 71 | 34 | 77 | 43 | Independent Mortgage Company |
| 15 | TVA COMMUNITY CREDIT UNION | 71 | 60 | 82 | 23 | Credit Union |
| 16 | First Federal Bank, A FSB | 67 | 28 | 75 | 46 | Bank |
| 17 | Renasant Bank | 66 | 35 | 77 | 21 | Bank |
| 18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 66 | 25 | 78 | 20 | Independent Mortgage Company |
| 19 | MORTGAGE INVESTORS GROUP, INC. | 66 | 38 | 74 | 17 | Independent Mortgage Company |
| 20 | United Community Bank | 66 | 34 | 65 | 15 | Bank |
| 21 | GUILD MORTGAGE COMPANY LLC | 66 | 25 | 77 | 13 | Independent Mortgage Company |
| 22 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 12 | Independent Mortgage Company |
| 23 | UNION HOME MORTGAGE CORP. | 60 | 23 | 77 | 10 | Independent Mortgage Company |
| 24 | CB&S Bank, Inc. | 58 | 29 | 52 | 24 | Bank |
| 25 | Luminate Home Loans, Inc. | 56 | 14 | 66 | 14 | Independent Mortgage Company |
| 26 | Wolfe Financial, Inc | 49 | 16 | 45 | 28 | Independent Mortgage Company |
| 27 | SOUTHWEST FUNDING, LP | 46 | 12 | 50 | 25 | Independent Mortgage Company |
| 28 | River Bank & Trust | 46 | 10 | 52 | 11 | Bank |
| 29 | CIS Financial Services, Inc. | 31 | 21 | 11 | 10 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Florence.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.