# Best Mortgage Lenders in Fort Wayne, IN

**As of:** 2026-05-21

Compare the top mortgage lenders in Fort Wayne, IN. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/fort-wayne-in/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 73
- **Total Loans:** 6,395
- **Median Rate Spread:** 0.38875342465753426%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Three Rivers Federal Credit Union | 86 | 65 | 78 | 852 | Credit Union |
| 2 | PROFED CREDIT UNION | 86 | 68 | 63 | 149 | Credit Union |
| 3 | EVERWISE CREDIT UNION | 86 | 83 | 71 | 129 | Credit Union |
| 4 | Old National Bank | 86 | 84 | 70 | 76 | Bank |
| 5 | First Merchants Bank | 80 | 66 | 71 | 221 | Bank |
| 6 | Fifth Third Bank, National Association | 80 | 62 | 62 | 175 | Bank |
| 7 | PNC Bank, National Association | 80 | 71 | 61 | 64 | Bank |
| 8 | RUOFF MORTGAGE COMPANY, INC. | 78 | 43 | 75 | 873 | Independent Mortgage Company |
| 9 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 138 | Independent Mortgage Company |
| 10 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 182 | Bank |
| 11 | Union Savings Bank | 73 | 58 | 80 | 151 | Bank |
| 12 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 76 | Independent Mortgage Company |
| 13 | 1st Source Bank | 73 | 55 | 69 | 48 | Bank |
| 14 | The Huntington National Bank | 73 | 61 | 75 | 28 | Bank |
| 15 | The State Bank and Trust Company | 73 | 77 | 65 | 22 | Bank |
| 16 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 34 | Credit Union |
| 17 | NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 71 | 48 | 84 | 27 | Credit Union |
| 18 | ROCKET MORTGAGE, LLC | 68 | 29 | 95 | 313 | Independent Mortgage Company |
| 19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 109 | Independent Mortgage Company |
| 20 | Nations Lending Corporation | 68 | 30 | 93 | 85 | Independent Mortgage Company |
| 21 | V.I.P. MORTGAGE, INC. | 68 | 29 | 83 | 69 | Independent Mortgage Company |
| 22 | PARTNERS 1ST Federal Credit Union | 68 | 80 | 27 | 43 | Credit Union |
| 23 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 57 | Independent Mortgage Company |
| 24 | PENNYMAC LOAN SERVICES, LLC | 66 | 56 | 63 | 29 | Independent Mortgage Company |
| 25 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 27 | Bank |
| 26 | Premier Bank | 66 | 56 | 71 | 22 | Bank |
| 27 | MidWest America Federal Credit Union | 66 | 57 | 51 | 96 | Credit Union |
| 28 | STAR Financial Bank | 66 | 51 | 43 | 52 | Bank |
| 29 | STOCKTON MORTGAGE CORPORATION | 63 | 27 | 70 | 216 | Independent Mortgage Company |
| 30 | Mortgage Research Center, LLC | 63 | 34 | 70 | 103 | Independent Mortgage Company |
| 31 | Flagstar Bank, N.A. | 63 | 40 | 76 | 92 | Bank |
| 32 | UNION HOME MORTGAGE CORP. | 62 | 22 | 83 | 31 | Independent Mortgage Company |
| 33 | MOVEMENT MORTGAGE, LLC | 62 | 32 | 84 | 29 | Independent Mortgage Company |
| 34 | GoodLeap, LLC | 60 | 52 | 56 | 26 | Independent Mortgage Company |
| 35 | Lake City Bank | 60 | 43 | 49 | 24 | Bank |
| 36 | USAA Federal Savings Bank | 60 | 54 | 45 | 23 | Bank |
| 37 | The Farmers & Merchants State Bank | 60 | 45 | 52 | 20 | Bank |
| 38 | HALLMARK HOME MORTGAGE, LLC | 58 | 19 | 84 | 286 | Independent Mortgage Company |
| 39 | GVC MORTGAGE, INC. | 58 | 19 | 83 | 257 | Independent Mortgage Company |
| 40 | FORT FINANCIAL Federal Credit Union | 58 | 60 | 30 | 73 | Credit Union |
| 41 | LOWER, LLC | 58 | 30 | 71 | 41 | Independent Mortgage Company |
| 42 | CROSSCOUNTRY MORTGAGE, LLC | 58 | 20 | 76 | 37 | Independent Mortgage Company |
| 43 | VAN DYK MORTGAGE CORPORATION | 58 | 27 | 67 | 35 | Independent Mortgage Company |
| 44 | NATIONSTAR MORTGAGE LLC | 58 | 26 | 71 | 33 | Independent Mortgage Company |
| 45 | Fire Police City County Federal Credit Union | 58 | 56 | 22 | 24 | Credit Union |
| 46 | MICHIGAN MUTUAL, INC. | 58 | 32 | 73 | 23 | Independent Mortgage Company |
| 47 | GENEVA FINANCIAL, LLC | 54 | 14 | 82 | 103 | Independent Mortgage Company |
| 48 | NEWREZ LLC | 52 | 35 | 59 | 48 | Independent Mortgage Company |
| 49 | CARRINGTON MORTGAGE SERVICES, LLC | 52 | 24 | 41 | 32 | Independent Mortgage Company |
| 50 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 22 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Fort Wayne, IN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.