# Best Conventional Mortgage Credit Union Lenders in Fort Wayne, IN

**As of:** 2026-05-26

Compare the top credit unions for Conventional loans in Fort Wayne, IN.

> **Canonical URL:** https://saferate.com/fort-wayne-in/best-mortgage-lenders/credit-unions/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 73
- **Total Loans:** 6,395
- **Median Rate Spread:** 0.38875342465753426%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Three Rivers Federal Credit Union | 89 | 66 | 76 | 852 | Credit Union |
| 2 | EVERWISE CREDIT UNION | 80 | 80 | 68 | 129 | Credit Union |
| 3 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 34 | Credit Union |
| 4 | PROFED CREDIT UNION | 73 | 67 | 58 | 149 | Credit Union |
| 5 | NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 73 | 46 | 86 | 27 | Credit Union |
| 6 | MidWest America Federal Credit Union | 64 | 58 | 57 | 96 | Credit Union |
| 7 | FORT FINANCIAL Federal Credit Union | 58 | 60 | 34 | 73 | Credit Union |
| 8 | PARTNERS 1ST Federal Credit Union | 57 | 80 | 37 | 43 | Credit Union |
| 9 | Fire Police City County Federal Credit Union | 53 | 57 | 21 | 24 | Credit Union |
| 10 | BEACON CREDIT UNION | 53 | 65 | 37 | 14 | Credit Union |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Fort Wayne, IN.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.