# Best Jumbo Mortgage Lenders in Georgia

**As of:** 2026-05-26

Compare the top Jumbo mortgage lenders in Georgia. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/georgia/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 379
- **Total Loans:** 137,043
- **Median Rate Spread:** 0.33132686980609416%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Wells Fargo Bank, National Association | 95 | 87 | 63 | 1,450 | Bank |
| 2 | Truist Bank | 89 | 76 | 71 | 1,612 | Bank |
| 3 | GUARANTEED RATE, INC. | 89 | 64 | 62 | 1,526 | Independent Mortgage Company |
| 4 | DELTA COMMUNITY CREDIT UNION | 89 | 81 | 62 | 929 | Credit Union |
| 5 | Bank of America, National Association | 89 | 90 | 80 | 926 | Bank |
| 6 | Synovus Bank | 89 | 76 | 61 | 893 | Bank |
| 7 | U.S. Bank National Association | 89 | 88 | 76 | 445 | Bank |
| 8 | NAVY FEDERAL CREDIT UNION | 88 | 95 | 51 | 1,780 | Credit Union |
| 9 | Associated Credit Union | 85 | 72 | 76 | 481 | Credit Union |
| 10 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 13,981 | Independent Mortgage Company |
| 11 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 11,272 | Independent Mortgage Company |
| 12 | MOVEMENT MORTGAGE, LLC | 83 | 41 | 68 | 2,603 | Independent Mortgage Company |
| 13 | JPMorgan Chase Bank, National Association | 83 | 49 | 64 | 1,962 | Bank |
| 14 | PENNYMAC LOAN SERVICES, LLC | 83 | 55 | 66 | 1,954 | Independent Mortgage Company |
| 15 | Regions Bank | 83 | 48 | 68 | 1,121 | Bank |
| 16 | Renasant Bank | 83 | 60 | 60 | 1,064 | Bank |
| 17 | SWBC MORTGAGE CORPORATION | 79 | 46 | 69 | 506 | Independent Mortgage Company |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 79 | 45 | 66 | 419 | Independent Mortgage Company |
| 19 | COLONY BANK | 77 | 48 | 81 | 610 | Bank |
| 20 | Ameris Bank | 75 | 34 | 66 | 4,440 | Bank |
| 21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 3,242 | Independent Mortgage Company |
| 22 | GUILD MORTGAGE COMPANY LLC | 75 | 32 | 66 | 2,399 | Independent Mortgage Company |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 40 | 70 | 2,044 | Independent Mortgage Company |
| 24 | SouthState Bank, National Association | 75 | 38 | 67 | 1,005 | Bank |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 48 | 54 | 1,807 | Independent Mortgage Company |
| 26 | Capital City Home Loans, LLC | 73 | 44 | 58 | 822 | Independent Mortgage Company |
| 27 | GUARANTEED RATE AFFINITY, LLC | 73 | 55 | 57 | 374 | Independent Mortgage Company |
| 28 | BANKSOUTH MORTGAGE COMPANY, LLC | 71 | 23 | 67 | 2,119 | Independent Mortgage Company |
| 29 | Prosperity Home Mortgage, LLC | 71 | 35 | 62 | 1,019 | Independent Mortgage Company |
| 30 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 71 | 34 | 71 | 883 | Independent Mortgage Company |
| 31 | NexBank | 71 | 28 | 69 | 563 | Bank |
| 32 | Onward Home Mortgage, LLC | 71 | 25 | 68 | 458 | Independent Mortgage Company |
| 33 | THE LOAN STORE, INC. | 71 | 25 | 61 | 451 | Independent Mortgage Company |
| 34 | First Horizon Bank | 71 | 36 | 72 | 303 | Bank |
| 35 | NEW AMERICAN FUNDING, LLC | 70 | 36 | 48 | 3,205 | Independent Mortgage Company |
| 36 | FBC MORTGAGE, LLC | 69 | 59 | 46 | 490 | Independent Mortgage Company |
| 37 | NEWREZ LLC | 66 | 23 | 55 | 842 | Independent Mortgage Company |
| 38 | LOWER, LLC | 66 | 27 | 56 | 740 | Independent Mortgage Company |
| 39 | KIND LENDING, LLC | 66 | 27 | 51 | 736 | Independent Mortgage Company |
| 40 | Paramount Residential Mortgage Group, Inc. | 66 | 25 | 48 | 599 | Independent Mortgage Company |
| 41 | UNION HOME MORTGAGE CORP. | 63 | 31 | 58 | 597 | Independent Mortgage Company |
| 42 | MUTUAL OF OMAHA MORTGAGE, INC. | 63 | 74 | 30 | 564 | Independent Mortgage Company |
| 43 | First Option Mortgage, LLC | 60 | 10 | 67 | 1,045 | Independent Mortgage Company |
| 44 | Cadence Bank | 60 | 11 | 72 | 282 | Bank |
| 45 | EVERETT FINANCIAL, INC. | 59 | 16 | 59 | 1,971 | Independent Mortgage Company |
| 46 | Flagstar Bank, N.A. | 59 | 17 | 50 | 1,161 | Bank |
| 47 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 59 | 14 | 58 | 822 | Independent Mortgage Company |
| 48 | FIRST COMMUNITY MORTGAGE, INC. | 57 | 17 | 62 | 585 | Independent Mortgage Company |
| 49 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 56 | 13 | 61 | 1,129 | Independent Mortgage Company |
| 50 | United Community Bank | 56 | 15 | 47 | 1,000 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Georgia.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.