# Best Mortgage Lenders in Greenville, NC

**As of:** 2026-05-20

Compare the top mortgage lenders in Greenville, NC. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/greenville-nc/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 31
- **Total Loans:** 1,581
- **Median Rate Spread:** 0.15354838709677418%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | STATE EMPLOYEES' | 86 | 73 | 74 | 198 | Credit Union |
| 2 | Truist Bank | 86 | 70 | 68 | 138 | Bank |
| 3 | First-Citizens Bank & Trust Company | 80 | 60 | 62 | 47 | Bank |
| 4 | Southern Bank and Trust Company | 80 | 60 | 62 | 37 | Bank |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 43 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 175 | Independent Mortgage Company |
| 7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 74 | 25 | 90 | 122 | Independent Mortgage Company |
| 8 | Alcova Mortgage LLC | 74 | 32 | 90 | 86 | Independent Mortgage Company |
| 9 | Towne Bank | 74 | 37 | 80 | 76 | Bank |
| 10 | American Security Mortgage Corp. | 73 | 59 | 77 | 61 | Independent Mortgage Company |
| 11 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 44 | Bank |
| 12 | INSPIRE HOME LOANS INC. | 73 | 43 | 75 | 39 | Independent Mortgage Company |
| 13 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 31 | Credit Union |
| 14 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 40 | Independent Mortgage Company |
| 15 | Integrity Home Mortgage Corporation | 68 | 22 | 83 | 30 | Independent Mortgage Company |
| 16 | Mortgage Research Center, LLC | 63 | 34 | 70 | 49 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Greenville, NC.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.