# Best Mortgage Lenders in Greenville

**As of:** 2026-05-22

Compare the top mortgage lenders in Greenville. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/greenville/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 145
- **Total Loans:** 12,367
- **Median Rate Spread:** 0.25951063829787235%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | First Reliance Bank | 86 | 62 | 73 | 227 | Bank |
| 2 | FBC MORTGAGE, LLC | 86 | 60 | 83 | 134 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 606 | Independent Mortgage Company |
| 4 | First-Citizens Bank & Trust Company | 80 | 60 | 62 | 155 | Bank |
| 5 | Truist Bank | 80 | 70 | 68 | 152 | Bank |
| 6 | Fifth Third Bank, National Association | 80 | 62 | 62 | 75 | Bank |
| 7 | Bank of America, National Association | 80 | 73 | 75 | 60 | Bank |
| 8 | FOUNDERS FEDERAL CREDIT UNION | 80 | 78 | 62 | 59 | Credit Union |
| 9 | First Palmetto Bank | 80 | 76 | 78 | 49 | Bank |
| 10 | LOANDEPOT.COM, LLC | 78 | 48 | 76 | 331 | Independent Mortgage Company |
| 11 | SouthState Bank, National Association | 78 | 49 | 73 | 235 | Bank |
| 12 | Countybank | 78 | 56 | 69 | 234 | Bank |
| 13 | First Heritage Mortgage, LLC | 78 | 51 | 89 | 149 | Independent Mortgage Company |
| 14 | Ameris Bank | 78 | 42 | 82 | 139 | Bank |
| 15 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 122 | Credit Union |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 51 | 82 | 93 | Independent Mortgage Company |
| 17 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 1,063 | Independent Mortgage Company |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 74 | 26 | 83 | 653 | Independent Mortgage Company |
| 19 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 268 | Independent Mortgage Company |
| 20 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 74 | 25 | 90 | 213 | Independent Mortgage Company |
| 21 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 195 | Bank |
| 22 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 183 | Independent Mortgage Company |
| 23 | Wells Fargo Bank, National Association | 73 | 63 | 59 | 142 | Bank |
| 24 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 94 | Independent Mortgage Company |
| 25 | First National Bank of Pennsylvania | 73 | 60 | 71 | 70 | Bank |
| 26 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 70 | Independent Mortgage Company |
| 27 | Truliant Federal Credit Union | 73 | 64 | 58 | 65 | Credit Union |
| 28 | First Community Bank | 73 | 40 | 65 | 65 | Bank |
| 29 | DELMAR FINANCIAL COMPANY | 73 | 45 | 72 | 59 | Independent Mortgage Company |
| 30 | U.S. Bank National Association | 73 | 75 | 71 | 39 | Bank |
| 31 | CPM Federal Credit Union | 73 | 66 | 40 | 34 | Credit Union |
| 32 | STATE EMPLOYEES' | 73 | 73 | 74 | 31 | Credit Union |
| 33 | Pinnacle Bank | 73 | 60 | 72 | 30 | Bank |
| 34 | PNC Bank, National Association | 73 | 71 | 61 | 29 | Bank |
| 35 | CRESCENT MORTGAGE COMPANY | 73 | 70 | 49 | 28 | Independent Mortgage Company |
| 36 | Southern First Bank | 71 | 53 | 59 | 395 | Bank |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 71 | 46 | 83 | 44 | Independent Mortgage Company |
| 38 | PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 83 | 55 | 29 | Independent Mortgage Company |
| 39 | LOWER, LLC | 68 | 30 | 71 | 251 | Independent Mortgage Company |
| 40 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 152 | Independent Mortgage Company |
| 41 | Renasant Bank | 68 | 38 | 81 | 109 | Bank |
| 42 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 68 | Independent Mortgage Company |
| 43 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 63 | Independent Mortgage Company |
| 44 | UNION HOME MORTGAGE CORP. | 68 | 22 | 83 | 60 | Independent Mortgage Company |
| 45 | INSPIRE HOME LOANS INC. | 66 | 43 | 75 | 38 | Independent Mortgage Company |
| 46 | Regions Bank | 66 | 41 | 64 | 32 | Bank |
| 47 | MORTGAGE ASSURANCE, INC. | 66 | 51 | 64 | 30 | Independent Mortgage Company |
| 48 | RESOURCE FINANCIAL SERVICES, INC. | 66 | 41 | 80 | 28 | Independent Mortgage Company |
| 49 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 73 | Independent Mortgage Company |
| 50 | USAA Federal Savings Bank | 66 | 54 | 45 | 57 | Bank |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Greenville.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.