# Best FHA Mortgage Lenders in Greenville

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Greenville. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/greenville/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 145
- **Total Loans:** 12,367
- **Median Rate Spread:** 0.25951063829787235%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | First Heritage Mortgage, LLC | 89 | 68 | 84 | 149 | Independent Mortgage Company |
| 2 | FBC MORTGAGE, LLC | 89 | 77 | 82 | 134 | Independent Mortgage Company |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 606 | Independent Mortgage Company |
| 4 | SouthState Bank, National Association | 85 | 65 | 65 | 235 | Bank |
| 5 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 183 | Independent Mortgage Company |
| 6 | LOANDEPOT.COM, LLC | 83 | 59 | 68 | 331 | Independent Mortgage Company |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 59 | 83 | 93 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 1,063 | Independent Mortgage Company |
| 9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 22 | 82 | 653 | Independent Mortgage Company |
| 10 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 80 | 28 | 84 | 213 | Independent Mortgage Company |
| 11 | Southern First Bank | 79 | 64 | 45 | 395 | Bank |
| 12 | Countybank | 79 | 43 | 61 | 234 | Bank |
| 13 | Ameris Bank | 79 | 50 | 78 | 139 | Bank |
| 14 | Renasant Bank | 79 | 51 | 79 | 109 | Bank |
| 15 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 94 | Independent Mortgage Company |
| 16 | Flagstar Bank, N.A. | 79 | 58 | 71 | 87 | Bank |
| 17 | THE LOAN STORE, INC. | 79 | 49 | 72 | 58 | Independent Mortgage Company |
| 18 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 79 | 61 | 79 | 44 | Independent Mortgage Company |
| 19 | TOWNE MORTGAGE COMPANY | 77 | 46 | 82 | 45 | Independent Mortgage Company |
| 20 | MOVEMENT MORTGAGE, LLC | 75 | 30 | 79 | 268 | Independent Mortgage Company |
| 21 | LOWER, LLC | 75 | 29 | 66 | 251 | Independent Mortgage Company |
| 22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 152 | Independent Mortgage Company |
| 23 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 60 | Independent Mortgage Company |
| 24 | Truist Bank | 74 | 75 | 53 | 152 | Bank |
| 25 | United Community Bank | 74 | 51 | 64 | 71 | Bank |
| 26 | DELMAR FINANCIAL COMPANY | 74 | 41 | 73 | 59 | Independent Mortgage Company |
| 27 | NEWREZ LLC | 73 | 52 | 56 | 64 | Independent Mortgage Company |
| 28 | KIND LENDING, LLC | 73 | 55 | 71 | 40 | Independent Mortgage Company |
| 29 | INSPIRE HOME LOANS INC. | 73 | 53 | 75 | 38 | Independent Mortgage Company |
| 30 | GoodLeap, LLC | 73 | 62 | 58 | 27 | Independent Mortgage Company |
| 31 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 70 | Independent Mortgage Company |
| 32 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 68 | Independent Mortgage Company |
| 33 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 38 | 79 | 63 | Independent Mortgage Company |
| 34 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 71 | 21 | 76 | 47 | Independent Mortgage Company |
| 35 | NFM, INC. | 70 | 40 | 83 | 45 | Independent Mortgage Company |
| 36 | T2 FINANCIAL LLC | 70 | 29 | 82 | 33 | Independent Mortgage Company |
| 37 | HOWARD HANNA FINANCIAL SERVICES, INC. | 69 | 46 | 76 | 41 | Independent Mortgage Company |
| 38 | RESICENTRAL, LLC | 69 | 68 | 56 | 36 | Independent Mortgage Company |
| 39 | PNC Bank, National Association | 69 | 62 | 56 | 29 | Bank |
| 40 | ON Q FINANCIAL, LLC | 67 | 31 | 67 | 64 | Independent Mortgage Company |
| 41 | SOUTHPOINT FINANCIAL SERVICES, INC. | 67 | 30 | 76 | 51 | Independent Mortgage Company |
| 42 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 36 | 56 | 73 | Independent Mortgage Company |
| 43 | PLAZA HOME MORTGAGE, INC. | 66 | 30 | 65 | 43 | Independent Mortgage Company |
| 44 | CMG MORTGAGE, INC. | 66 | 32 | 79 | 41 | Independent Mortgage Company |
| 45 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 31 | Independent Mortgage Company |
| 46 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 66 | 28 | 66 | 28 | Independent Mortgage Company |
| 47 | Paramount Residential Mortgage Group, Inc. | 66 | 33 | 72 | 27 | Independent Mortgage Company |
| 48 | Luminate Home Loans, Inc. | 63 | 11 | 63 | 200 | Independent Mortgage Company |
| 49 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 10 | 81 | 53 | Independent Mortgage Company |
| 50 | RESOURCE FINANCIAL SERVICES, INC. | 63 | 37 | 79 | 28 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Greenville.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.