# Best Mortgage Lenders in Gulfport

**As of:** 2026-05-22

Compare the top mortgage lenders in Gulfport. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/gulfport/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 52
- **Total Loans:** 4,540
- **Median Rate Spread:** 0.20888%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 100 | 97 | 81 | 263 | Independent Mortgage Company |
| 2 | KEESLER | 84 | 97 | 59 | 251 | Credit Union |
| 3 | Trustmark National Bank | 84 | 50 | 85 | 227 | Bank |
| 4 | NAVY FEDERAL CREDIT UNION | 84 | 93 | 60 | 149 | Credit Union |
| 5 | HANCOCK WHITNEY BANK | 80 | 65 | 64 | 75 | Bank |
| 6 | Cadence Bank | 78 | 47 | 73 | 158 | Bank |
| 7 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 88 | Independent Mortgage Company |
| 8 | GMFS LLC | 78 | 53 | 85 | 83 | Independent Mortgage Company |
| 9 | FIRST COLONY MORTGAGE CORPORATION | 78 | 42 | 84 | 56 | Independent Mortgage Company |
| 10 | FBC MORTGAGE, LLC | 78 | 60 | 83 | 28 | Independent Mortgage Company |
| 11 | CMG MORTGAGE, INC. | 74 | 33 | 81 | 377 | Independent Mortgage Company |
| 12 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 332 | Independent Mortgage Company |
| 13 | SWBC MORTGAGE CORPORATION | 74 | 34 | 86 | 231 | Independent Mortgage Company |
| 14 | Community Bank of Mississippi | 74 | 24 | 82 | 115 | Bank |
| 15 | Regions Bank | 73 | 41 | 64 | 101 | Bank |
| 16 | DELMAR FINANCIAL COMPANY | 73 | 45 | 72 | 58 | Independent Mortgage Company |
| 17 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 53 | Independent Mortgage Company |
| 18 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 45 | Independent Mortgage Company |
| 19 | Mortgage Research Center, LLC | 68 | 34 | 70 | 231 | Independent Mortgage Company |
| 20 | CROSSCOUNTRY MORTGAGE, LLC | 68 | 20 | 76 | 166 | Independent Mortgage Company |
| 21 | Magnolia Bank, Incorporated | 68 | 37 | 82 | 105 | Bank |
| 22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 68 | 24 | 85 | 93 | Independent Mortgage Company |
| 23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 46 | Independent Mortgage Company |
| 24 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 40 | Bank |
| 25 | PENNYMAC LOAN SERVICES, LLC | 66 | 56 | 63 | 31 | Independent Mortgage Company |
| 26 | JPMorgan Chase Bank, National Association | 66 | 49 | 70 | 31 | Bank |
| 27 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 63 | 23 | 74 | 106 | Independent Mortgage Company |
| 28 | TOWNE MORTGAGE COMPANY | 63 | 40 | 79 | 65 | Independent Mortgage Company |
| 29 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 63 | 27 | 72 | 36 | Independent Mortgage Company |
| 30 | NAVIGATOR CU | 63 | 65 | 29 | 28 | Credit Union |
| 31 | Renasant Bank | 62 | 38 | 81 | 22 | Bank |
| 32 | PLANET HOME LENDING, LLC | 62 | 40 | 83 | 20 | Independent Mortgage Company |
| 33 | USAA Federal Savings Bank | 60 | 54 | 45 | 37 | Bank |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 60 | 57 | 57 | 25 | Independent Mortgage Company |
| 35 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 107 | Independent Mortgage Company |
| 36 | Flagstar Bank, N.A. | 58 | 40 | 76 | 39 | Bank |
| 37 | NEWREZ LLC | 52 | 35 | 59 | 27 | Independent Mortgage Company |
| 38 | The First Bank | 46 | N/A | 59 | 60 | Bank |
| 39 | NEW DAY FINANCIAL, LLC | 36 | 5 | 26 | 30 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Gulfport.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.