# Best FHA Mortgage Lenders in Gulfport

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Gulfport. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/gulfport/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 52
- **Total Loans:** 4,540
- **Median Rate Spread:** 0.20888%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 95 | 96 | 72 | 263 | Independent Mortgage Company |
| 2 | KEESLER | 89 | 98 | 61 | 251 | Credit Union |
| 3 | Cadence Bank | 89 | 71 | 69 | 158 | Bank |
| 4 | SWBC MORTGAGE CORPORATION | 88 | 42 | 83 | 231 | Independent Mortgage Company |
| 5 | Community Bank of Mississippi | 85 | 73 | 78 | 115 | Bank |
| 6 | GMFS LLC | 85 | 68 | 77 | 83 | Independent Mortgage Company |
| 7 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 53 | Independent Mortgage Company |
| 8 | Trustmark National Bank | 83 | 58 | 78 | 227 | Bank |
| 9 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 52 | 81 | 88 | Independent Mortgage Company |
| 10 | TOWNE MORTGAGE COMPANY | 83 | 46 | 82 | 65 | Independent Mortgage Company |
| 11 | FBC MORTGAGE, LLC | 83 | 77 | 82 | 28 | Independent Mortgage Company |
| 12 | HANCOCK WHITNEY BANK | 80 | 77 | 71 | 75 | Bank |
| 13 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 332 | Independent Mortgage Company |
| 14 | FIRST COLONY MORTGAGE CORPORATION | 79 | 56 | 80 | 56 | Independent Mortgage Company |
| 15 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 45 | Independent Mortgage Company |
| 16 | CMG MORTGAGE, INC. | 75 | 32 | 79 | 377 | Independent Mortgage Company |
| 17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 93 | Independent Mortgage Company |
| 18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 22 | 82 | 46 | Independent Mortgage Company |
| 19 | Magnolia Bank, Incorporated | 74 | 48 | 74 | 105 | Bank |
| 20 | DELMAR FINANCIAL COMPANY | 74 | 41 | 73 | 58 | Independent Mortgage Company |
| 21 | Regions Bank | 73 | 60 | 59 | 101 | Bank |
| 22 | Flagstar Bank, N.A. | 73 | 58 | 71 | 39 | Bank |
| 23 | PENNYMAC LOAN SERVICES, LLC | 73 | 78 | 59 | 31 | Independent Mortgage Company |
| 24 | Renasant Bank | 73 | 51 | 79 | 22 | Bank |
| 25 | PLANET HOME LENDING, LLC | 73 | 51 | 76 | 20 | Independent Mortgage Company |
| 26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 71 | 30 | 75 | 106 | Independent Mortgage Company |
| 27 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 71 | 26 | 78 | 36 | Independent Mortgage Company |
| 28 | Mortgage Research Center, LLC | 70 | 34 | 54 | 231 | Independent Mortgage Company |
| 29 | NEWREZ LLC | 68 | 52 | 56 | 27 | Independent Mortgage Company |
| 30 | STOCKTON MORTGAGE CORPORATION | 66 | 28 | 67 | 18 | Independent Mortgage Company |
| 31 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 19 | 69 | 166 | Independent Mortgage Company |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 25 | Independent Mortgage Company |
| 33 | The First Bank | 57 | N/A | 64 | 60 | Bank |
| 34 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 57 | 107 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Gulfport.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.