# Best Mortgage Lenders in Hartford

**As of:** 2026-05-22

Compare the top mortgage lenders in Hartford. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/hartford/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 124
- **Total Loans:** 10,764
- **Median Rate Spread:** 0.2833445378151261%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Liberty Bank | 93 | 88 | 75 | 355 | Bank |
| 2 | Chelsea Groton Bank | 86 | 93 | 64 | 113 | Bank |
| 3 | Leader Bank, National Association | 86 | 82 | 79 | 90 | Bank |
| 4 | HOMESTEAD FUNDING CORP. | 86 | 72 | 83 | 88 | Independent Mortgage Company |
| 5 | Westfield Bank | 86 | 84 | 78 | 45 | Bank |
| 6 | PeoplesBank | 86 | 91 | 72 | 40 | Bank |
| 7 | Thomaston Savings Bank | 86 | 82 | 71 | 34 | Bank |
| 8 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 814 | Independent Mortgage Company |
| 9 | FIRST WORLD MORTGAGE CORPORATION | 84 | 46 | 85 | 735 | Independent Mortgage Company |
| 10 | Bank of America, National Association | 80 | 73 | 75 | 106 | Bank |
| 11 | U.S. Bank National Association | 80 | 75 | 71 | 101 | Bank |
| 12 | Citizens Bank, National Association | 80 | 69 | 62 | 101 | Bank |
| 13 | Manufacturers and Traders Trust Company | 80 | 62 | 78 | 95 | Bank |
| 14 | Newtown Savings Bank | 80 | 79 | 66 | 50 | Bank |
| 15 | WILLIAM RAVEIS MORTGAGE, LLC | 78 | 46 | 61 | 176 | Independent Mortgage Company |
| 16 | MEMBERS MORTGAGE COMPANY, INC. | 78 | 91 | 56 | 132 | Independent Mortgage Company |
| 17 | NAVY FEDERAL CREDIT UNION | 78 | 93 | 60 | 84 | Credit Union |
| 18 | Charter Oak Federal Credit Union | 78 | 84 | 57 | 72 | Credit Union |
| 19 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 78 | 46 | 83 | 61 | Independent Mortgage Company |
| 20 | The Torrington Savings Bank | 78 | 96 | 50 | 35 | Bank |
| 21 | Northwest Community Bank | 78 | 94 | 42 | 34 | Bank |
| 22 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 842 | Independent Mortgage Company |
| 23 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 603 | Independent Mortgage Company |
| 24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 388 | Independent Mortgage Company |
| 25 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 185 | Independent Mortgage Company |
| 26 | NORWICH COMMERCIAL GROUP, INC. | 73 | 42 | 64 | 170 | Independent Mortgage Company |
| 27 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 143 | Independent Mortgage Company |
| 28 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 137 | Bank |
| 29 | AMERICAN EAGLE FINANCIAL Credit Union | 73 | 77 | 48 | 118 | Credit Union |
| 30 | FREEDOM MORTGAGE CORPORATION | 73 | 55 | 67 | 97 | Independent Mortgage Company |
| 31 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 92 | Independent Mortgage Company |
| 32 | KeyBank National Association | 73 | 71 | 69 | 51 | Bank |
| 33 | PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 83 | 55 | 53 | Independent Mortgage Company |
| 34 | First Federal Bank | 71 | 81 | 50 | 50 | Bank |
| 35 | Prosperity Home Mortgage, LLC | 68 | 37 | 77 | 298 | Independent Mortgage Company |
| 36 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 182 | Independent Mortgage Company |
| 37 | Wells Fargo Bank, National Association | 66 | 63 | 59 | 58 | Bank |
| 38 | Evolve Bank & Trust | 66 | 51 | 69 | 28 | Bank |
| 39 | AMERANT MORTGAGE, LLC | 66 | 52 | 64 | 23 | Independent Mortgage Company |
| 40 | WASHINGTON TRUST MORTGAGE COMPANY LLC | 66 | 53 | 48 | 68 | Independent Mortgage Company |
| 41 | Webster Bank, National Association | 66 | 41 | 50 | 68 | Bank |
| 42 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 62 | Independent Mortgage Company |
| 43 | TD Bank, National Association | 66 | 47 | 57 | 61 | Bank |
| 44 | MORTGAGE MARKETS CUSO, LLC | 66 | 56 | 43 | 53 | Independent Mortgage Company |
| 45 | Mortgage Research Center, LLC | 63 | 34 | 70 | 144 | Independent Mortgage Company |
| 46 | MORTGAGE EQUITY PARTNERS LLC | 63 | 26 | 70 | 142 | Independent Mortgage Company |
| 47 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 132 | Independent Mortgage Company |
| 48 | PLAZA HOME MORTGAGE, INC. | 63 | 36 | 69 | 117 | Independent Mortgage Company |
| 49 | GUARANTEED RATE AFFINITY, LLC | 63 | 33 | 60 | 116 | Independent Mortgage Company |
| 50 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 99 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Hartford.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.