# Best VA Mortgage Lenders in Hartford

**As of:** 2026-05-22

Compare the top VA mortgage lenders in Hartford. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/hartford/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 124
- **Total Loans:** 10,764
- **Median Rate Spread:** 0.2833445378151261%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 814 | Independent Mortgage Company |
| 2 | HOMESTEAD FUNDING CORP. | 89 | 64 | 84 | 88 | Independent Mortgage Company |
| 3 | MOVEMENT MORTGAGE, LLC | 88 | 45 | 81 | 603 | Independent Mortgage Company |
| 4 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 185 | Independent Mortgage Company |
| 5 | GUARANTEED RATE AFFINITY, LLC | 85 | 65 | 72 | 116 | Independent Mortgage Company |
| 6 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 97 | Independent Mortgage Company |
| 7 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 92 | Independent Mortgage Company |
| 8 | FIRST WORLD MORTGAGE CORPORATION | 83 | 46 | 85 | 735 | Independent Mortgage Company |
| 9 | CMG MORTGAGE, INC. | 83 | 54 | 81 | 182 | Independent Mortgage Company |
| 10 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 84 | Credit Union |
| 11 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 842 | Independent Mortgage Company |
| 12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 388 | Independent Mortgage Company |
| 13 | NEWREZ LLC | 79 | 47 | 63 | 149 | Independent Mortgage Company |
| 14 | LOANDEPOT.COM, LLC | 79 | 53 | 69 | 143 | Independent Mortgage Company |
| 15 | PLAZA HOME MORTGAGE, INC. | 79 | 42 | 63 | 117 | Independent Mortgage Company |
| 16 | MUTUAL OF OMAHA MORTGAGE, INC. | 79 | 46 | 60 | 62 | Independent Mortgage Company |
| 17 | First Federal Bank | 77 | 92 | 58 | 50 | Bank |
| 18 | USAA Federal Savings Bank | 73 | 62 | 58 | 39 | Bank |
| 19 | Mortgage Research Center, LLC | 71 | 34 | 61 | 144 | Independent Mortgage Company |
| 20 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 32 | 71 | 132 | Independent Mortgage Company |
| 21 | NATIONSTAR MORTGAGE LLC | 71 | 20 | 69 | 99 | Independent Mortgage Company |
| 22 | UNION HOME MORTGAGE CORP. | 66 | 25 | 79 | 55 | Independent Mortgage Company |
| 23 | TOTAL MORTGAGE SERVICES, LLC | 63 | 12 | 80 | 702 | Independent Mortgage Company |
| 24 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 58 | 138 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Hartford.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.