# Best FHA Mortgage Lenders in Hinesville, GA

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Hinesville, GA. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/hinesville-ga/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 31
- **Total Loans:** 1,664
- **Median Rate Spread:** 0.26189655172413795%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 192 | Independent Mortgage Company |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 59 | 83 | 138 | Independent Mortgage Company |
| 3 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 65 | Independent Mortgage Company |
| 4 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 141 | Independent Mortgage Company |
| 5 | Prosperity Home Mortgage, LLC | 79 | 63 | 72 | 13 | Independent Mortgage Company |
| 6 | BANKSOUTH MORTGAGE COMPANY, LLC | 77 | 41 | 87 | 15 | Independent Mortgage Company |
| 7 | Ameris Bank | 73 | 50 | 78 | 22 | Bank |
| 8 | GUILD MORTGAGE COMPANY LLC | 71 | 29 | 80 | 84 | Independent Mortgage Company |
| 9 | Mortgage Research Center, LLC | 70 | 34 | 54 | 360 | Independent Mortgage Company |
| 10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 70 | 20 | 82 | 27 | Independent Mortgage Company |
| 11 | MOVEMENT MORTGAGE, LLC | 66 | 30 | 79 | 34 | Independent Mortgage Company |
| 12 | Equity Prime Mortgage LLC | 66 | 22 | 63 | 21 | Independent Mortgage Company |
| 13 | NEW AMERICAN FUNDING, LLC | 59 | 19 | 57 | 148 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Hinesville, GA.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.