# Best Mortgage Lenders in Huntington

**As of:** 2026-05-26

Compare the top mortgage lenders in Huntington. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/huntington/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 42
- **Total Loans:** 2,748
- **Median Rate Spread:** 0.5330238095238096%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | City National Bank of West Virginia | 86 | 61 | 70 | 294 | Bank |
| 2 | Huntington Federal Savings Bank | 86 | 79 | 68 | 101 | Bank |
| 3 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 156 | Independent Mortgage Company |
| 4 | The Huntington National Bank | 80 | 61 | 75 | 64 | Bank |
| 5 | Fifth Third Bank, National Association | 80 | 62 | 62 | 52 | Bank |
| 6 | U.S. Bank National Association | 80 | 75 | 71 | 48 | Bank |
| 7 | DESCO | 78 | 69 | 44 | 77 | Credit Union |
| 8 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 272 | Independent Mortgage Company |
| 9 | MOVEMENT MORTGAGE, LLC | 74 | 32 | 84 | 226 | Independent Mortgage Company |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 74 | 26 | 83 | 142 | Independent Mortgage Company |
| 11 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 112 | Independent Mortgage Company |
| 12 | The Ohio Valley Bank Company | 73 | 65 | 50 | 76 | Bank |
| 13 | WesBanco Bank, Inc. | 73 | 58 | 70 | 61 | Bank |
| 14 | United Bank | 73 | 54 | 76 | 58 | Bank |
| 15 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 51 | Independent Mortgage Company |
| 16 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 45 | Bank |
| 17 | Truist Bank | 73 | 70 | 68 | 33 | Bank |
| 18 | NAVY FEDERAL CREDIT UNION | 71 | 93 | 60 | 22 | Credit Union |
| 19 | STOCKTON MORTGAGE CORPORATION | 68 | 27 | 70 | 131 | Independent Mortgage Company |
| 20 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 30 | Independent Mortgage Company |
| 21 | Peoples Bank | 66 | 69 | 56 | 25 | Bank |
| 22 | MEMBERS CHOICE | 66 | 50 | 44 | 52 | Credit Union |
| 23 | Mortgage Research Center, LLC | 63 | 34 | 70 | 127 | Independent Mortgage Company |
| 24 | Equity Prime Mortgage LLC | 63 | 20 | 66 | 107 | Independent Mortgage Company |
| 25 | Gateway First Bank | 63 | 29 | 79 | 54 | Bank |
| 26 | Community Trust Bank, Inc. | 63 | 28 | 65 | 35 | Bank |
| 27 | VICTORIAN FINANCE, LLC | 58 | 31 | 64 | 27 | Independent Mortgage Company |
| 28 | NEWREZ LLC | 52 | 35 | 59 | 28 | Independent Mortgage Company |
| 29 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 25 | Independent Mortgage Company |
| 30 | CALCON MUTUAL MORTGAGE LLC | 42 | 16 | 57 | 32 | Independent Mortgage Company |
| 31 | Click n' Close, Inc. | 42 | 1 | 59 | 24 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Huntington.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.