# Best Conventional Mortgage Lenders in Huntington

**As of:** 2026-05-26

Compare the top Conventional mortgage lenders in Huntington. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/huntington/best-mortgage-lenders/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 42
- **Total Loans:** 2,748
- **Median Rate Spread:** 0.5330238095238096%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | City National Bank of West Virginia | 89 | 61 | 70 | 294 | Bank |
| 2 | The Huntington National Bank | 85 | 63 | 75 | 64 | Bank |
| 3 | U.S. Bank National Association | 85 | 75 | 69 | 48 | Bank |
| 4 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 272 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 156 | Independent Mortgage Company |
| 6 | LOANDEPOT.COM, LLC | 79 | 45 | 72 | 112 | Independent Mortgage Company |
| 7 | Huntington Federal Savings Bank | 79 | 77 | 65 | 101 | Bank |
| 8 | DESCO | 79 | 70 | 65 | 77 | Credit Union |
| 9 | WesBanco Bank, Inc. | 79 | 52 | 70 | 61 | Bank |
| 10 | Fifth Third Bank, National Association | 79 | 61 | 60 | 52 | Bank |
| 11 | JPMorgan Chase Bank, National Association | 79 | 52 | 71 | 45 | Bank |
| 12 | Truist Bank | 79 | 71 | 69 | 33 | Bank |
| 13 | NAVY FEDERAL CREDIT UNION | 77 | 92 | 53 | 22 | Credit Union |
| 14 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 226 | Independent Mortgage Company |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 75 | 26 | 76 | 142 | Independent Mortgage Company |
| 16 | STOCKTON MORTGAGE CORPORATION | 75 | 29 | 65 | 131 | Independent Mortgage Company |
| 17 | The Ohio Valley Bank Company | 74 | 64 | 74 | 76 | Bank |
| 18 | United Bank | 74 | 53 | 70 | 58 | Bank |
| 19 | Peoples Bank | 74 | 67 | 73 | 25 | Bank |
| 20 | Gateway First Bank | 71 | 27 | 75 | 54 | Bank |
| 21 | GUARANTEED RATE, INC. | 71 | 39 | 65 | 51 | Independent Mortgage Company |
| 22 | MEMBERS CHOICE | 69 | 50 | 68 | 52 | Credit Union |
| 23 | PENNYMAC LOAN SERVICES, LLC | 68 | 42 | 59 | 11 | Independent Mortgage Company |
| 24 | CROSSCOUNTRY MORTGAGE, LLC | 66 | 21 | 74 | 19 | Independent Mortgage Company |
| 25 | NATIONSTAR MORTGAGE LLC | 66 | 27 | 64 | 18 | Independent Mortgage Company |
| 26 | Mortgage Research Center, LLC | 63 | 34 | 43 | 127 | Independent Mortgage Company |
| 27 | Community Trust Bank, Inc. | 63 | 28 | 59 | 35 | Bank |
| 28 | VICTORIAN FINANCE, LLC | 63 | 36 | 68 | 27 | Independent Mortgage Company |
| 29 | NEWREZ LLC | 62 | 31 | 58 | 28 | Independent Mortgage Company |
| 30 | NEW AMERICAN FUNDING, LLC | 62 | 26 | 60 | 25 | Independent Mortgage Company |
| 31 | ASHLAND Credit Union | 58 | 41 | 44 | 19 | Credit Union |
| 32 | CALCON MUTUAL MORTGAGE LLC | 49 | 15 | 55 | 32 | Independent Mortgage Company |
| 33 | Click n' Close, Inc. | 49 | 1 | 51 | 24 | Independent Mortgage Company |
| 34 | ROYAL UNITED MORTGAGE LLC | 48 | 4 | 62 | 10 | Independent Mortgage Company |
| 35 | Equity Prime Mortgage LLC | 44 | 18 | 23 | 107 | Independent Mortgage Company |
| 36 | AMERISAVE MORTGAGE CORPORATION | 44 | 17 | 23 | 19 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Huntington.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.