# Best FHA Mortgage Lenders in Huntsville, AL

**As of:** 2026-05-20

Compare the top FHA mortgage lenders in Huntsville, AL. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/huntsville-al/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 102
- **Total Loans:** 8,999
- **Median Rate Spread:** 0.12898039215686274%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | DSLD MORTGAGE, LLC | 95 | 96 | 72 | 180 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 682 | Independent Mortgage Company |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 59 | 83 | 208 | Independent Mortgage Company |
| 4 | FREEDOM MORTGAGE CORPORATION | 85 | 65 | 62 | 212 | Independent Mortgage Company |
| 5 | GMFS LLC | 85 | 68 | 77 | 161 | Independent Mortgage Company |
| 6 | Cadence Bank | 85 | 71 | 69 | 49 | Bank |
| 7 | FirstBank | 83 | 56 | 78 | 386 | Bank |
| 8 | Trustmark National Bank | 83 | 58 | 78 | 287 | Bank |
| 9 | FIRST COLONY MORTGAGE CORPORATION | 83 | 56 | 80 | 190 | Independent Mortgage Company |
| 10 | LENDLO MORTGAGE, LLC | 83 | 55 | 86 | 48 | Independent Mortgage Company |
| 11 | FBC MORTGAGE, LLC | 83 | 77 | 82 | 43 | Independent Mortgage Company |
| 12 | SouthState Bank, National Association | 80 | 65 | 65 | 133 | Bank |
| 13 | Synovus Bank | 80 | 68 | 66 | 109 | Bank |
| 14 | Pinnacle Bank | 80 | 77 | 63 | 81 | Bank |
| 15 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 585 | Independent Mortgage Company |
| 16 | REDSTONE Federal Credit Union | 79 | 76 | 44 | 400 | Credit Union |
| 17 | Heritage Mortgage, LLC | 79 | 60 | 79 | 304 | Independent Mortgage Company |
| 18 | Renasant Bank | 79 | 51 | 79 | 90 | Bank |
| 19 | PENNYMAC LOAN SERVICES, LLC | 79 | 78 | 59 | 88 | Independent Mortgage Company |
| 20 | LOANDEPOT.COM, LLC | 79 | 59 | 68 | 78 | Independent Mortgage Company |
| 21 | PLANET HOME LENDING, LLC | 79 | 51 | 76 | 72 | Independent Mortgage Company |
| 22 | THE LOAN STORE, INC. | 79 | 49 | 72 | 53 | Independent Mortgage Company |
| 23 | First Federal Bank, A FSB | 79 | 63 | 79 | 30 | Bank |
| 24 | Regions Bank | 77 | 60 | 59 | 194 | Bank |
| 25 | TOWNE MORTGAGE COMPANY | 77 | 46 | 82 | 22 | Independent Mortgage Company |
| 26 | CANOPY MORTGAGE, LLC | 75 | 21 | 70 | 272 | Independent Mortgage Company |
| 27 | STOCKTON MORTGAGE CORPORATION | 75 | 28 | 67 | 208 | Independent Mortgage Company |
| 28 | FIRST COMMUNITY MORTGAGE, INC. | 75 | 33 | 84 | 94 | Independent Mortgage Company |
| 29 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 69 | Independent Mortgage Company |
| 30 | Assurance Financial Group, L.L.C. | 75 | 24 | 80 | 68 | Independent Mortgage Company |
| 31 | UNION HOME MORTGAGE CORP. | 75 | 22 | 80 | 66 | Independent Mortgage Company |
| 32 | GoodLeap, LLC | 73 | 62 | 58 | 24 | Independent Mortgage Company |
| 33 | Flagstar Bank, N.A. | 73 | 58 | 71 | 23 | Bank |
| 34 | INSPIRE HOME LOANS INC. | 73 | 53 | 75 | 23 | Independent Mortgage Company |
| 35 | KIND LENDING, LLC | 73 | 55 | 71 | 21 | Independent Mortgage Company |
| 36 | MOVEMENT MORTGAGE, LLC | 71 | 30 | 79 | 152 | Independent Mortgage Company |
| 37 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 71 | 32 | 76 | 76 | Independent Mortgage Company |
| 38 | PNC Bank, National Association | 69 | 62 | 56 | 38 | Bank |
| 39 | United Community Bank | 69 | 51 | 64 | 28 | Bank |
| 40 | NEWREZ LLC | 68 | 52 | 56 | 38 | Independent Mortgage Company |
| 41 | Hamilton Mortgage Corporation | 67 | 40 | 76 | 62 | Independent Mortgage Company |
| 42 | VICTORIAN FINANCE, LLC | 67 | 28 | 64 | 48 | Independent Mortgage Company |
| 43 | CMG MORTGAGE, INC. | 66 | 32 | 79 | 47 | Independent Mortgage Company |
| 44 | GUILD MORTGAGE COMPANY LLC | 66 | 29 | 80 | 41 | Independent Mortgage Company |
| 45 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 38 | 79 | 36 | Independent Mortgage Company |
| 46 | Synergy One Lending, Inc. | 66 | 20 | 75 | 25 | Independent Mortgage Company |
| 47 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 66 | 21 | 76 | 24 | Independent Mortgage Company |
| 48 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 25 | Independent Mortgage Company |
| 49 | MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 36 | 56 | 21 | Independent Mortgage Company |
| 50 | NATIONSTAR MORTGAGE LLC | 60 | 13 | 63 | 80 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Huntsville, AL.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.