# Best Jumbo Mortgage Lenders in Indiana

**As of:** 2026-05-24

Compare the top Jumbo mortgage lenders in Indiana. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/indiana/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 334
- **Total Loans:** 90,243
- **Median Rate Spread:** 0.3827739938080495%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | Fifth Third Bank, National Association | 89 | 74 | 70 | 1,342 | Bank |
| 2 | Old National Bank | 89 | 61 | 74 | 1,017 | Bank |
| 3 | U.S. Bank National Association | 89 | 88 | 76 | 309 | Bank |
| 4 | Three Rivers Federal Credit Union | 85 | 65 | 78 | 1,246 | Credit Union |
| 5 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 6,448 | Independent Mortgage Company |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 3,640 | Independent Mortgage Company |
| 7 | JPMorgan Chase Bank, National Association | 83 | 49 | 64 | 2,061 | Bank |
| 8 | First Financial Bank | 83 | 41 | 76 | 700 | Bank |
| 9 | EVERWISE CREDIT UNION | 83 | 83 | 71 | 665 | Credit Union |
| 10 | Elements Financial Federal Credit Union | 83 | 80 | 48 | 500 | Credit Union |
| 11 | INDIANA MEMBERS CREDIT UNION | 83 | 86 | 53 | 466 | Credit Union |
| 12 | Jackson County Bank | 80 | 66 | 67 | 272 | Bank |
| 13 | Centier Bank | 79 | 57 | 71 | 575 | Bank |
| 14 | Horizon Bank | 79 | 44 | 68 | 468 | Bank |
| 15 | 1st Source Bank | 79 | 55 | 73 | 433 | Bank |
| 16 | Regions Bank | 79 | 48 | 68 | 376 | Bank |
| 17 | VICTORY MORTGAGE, L.L.C. | 79 | 90 | 73 | 254 | Independent Mortgage Company |
| 18 | Merchants Bank of Indiana | 79 | 59 | 86 | 232 | Bank |
| 19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 2,784 | Independent Mortgage Company |
| 20 | First Merchants Bank | 75 | 21 | 73 | 956 | Bank |
| 21 | Union Savings Bank | 75 | 33 | 69 | 790 | Bank |
| 22 | FORUM | 73 | 76 | 54 | 469 | Credit Union |
| 23 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 40 | 70 | 1,396 | Independent Mortgage Company |
| 24 | The Huntington National Bank | 71 | 30 | 76 | 951 | Bank |
| 25 | Liberty | 71 | 29 | 67 | 869 | Credit Union |
| 26 | First Federal Savings Bank | 71 | 30 | 75 | 499 | Bank |
| 27 | STAR Financial Bank | 69 | 51 | 51 | 227 | Bank |
| 28 | Security Federal Savings Bank | 64 | 50 | 58 | 206 | Bank |
| 29 | Flagstar Bank, N.A. | 56 | 17 | 50 | 483 | Bank |
| 30 | Farm Credit Mid-America, ACA | 56 | 2 | 60 | 352 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Indiana.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.