# Best Mortgage Companie Lenders in Indiana

**As of:** 2026-05-24

Compare the top mortgage companies offering mortgages in Indiana. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/indiana/best-mortgage-lenders/mortgage-companies


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 334
- **Total Loans:** 90,243
- **Median Rate Spread:** 0.3827739938080495%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | VICTORY MORTGAGE, L.L.C. | 86 | 90 | 73 | 254 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 84 | 41 | 93 | 3,640 | Independent Mortgage Company |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 51 | 82 | 1,219 | Independent Mortgage Company |
| 4 | MORTGAGE MASTERS OF INDIANA, INC. | 84 | 59 | 85 | 801 | Independent Mortgage Company |
| 5 | RUOFF MORTGAGE COMPANY, INC. | 78 | 43 | 75 | 5,510 | Independent Mortgage Company |
| 6 | FREEDOM MORTGAGE CORPORATION | 78 | 55 | 67 | 1,304 | Independent Mortgage Company |
| 7 | MJW FINANCIAL LLC | 78 | 49 | 71 | 1,221 | Independent Mortgage Company |
| 8 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 6,448 | Independent Mortgage Company |
| 9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 2,784 | Independent Mortgage Company |
| 10 | UNION HOME MORTGAGE CORP. | 74 | 22 | 83 | 1,275 | Independent Mortgage Company |
| 11 | GUARANTEED RATE, INC. | 73 | 41 | 69 | 982 | Independent Mortgage Company |
| 12 | LOANDEPOT.COM, LLC | 73 | 48 | 76 | 811 | Independent Mortgage Company |
| 13 | PENNYMAC LOAN SERVICES, LLC | 73 | 56 | 63 | 458 | Independent Mortgage Company |
| 14 | Mortgage Research Center, LLC | 68 | 34 | 70 | 1,700 | Independent Mortgage Company |
| 15 | GUILD MORTGAGE COMPANY LLC | 68 | 25 | 83 | 867 | Independent Mortgage Company |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 68 | 26 | 87 | 641 | Independent Mortgage Company |
| 17 | FIRST COMMUNITY MORTGAGE, INC. | 68 | 31 | 89 | 551 | Independent Mortgage Company |
| 18 | CMG MORTGAGE, INC. | 68 | 33 | 81 | 549 | Independent Mortgage Company |
| 19 | MOVEMENT MORTGAGE, LLC | 68 | 32 | 84 | 475 | Independent Mortgage Company |
| 20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 68 | 26 | 83 | 233 | Independent Mortgage Company |
| 21 | GoodLeap, LLC | 66 | 52 | 56 | 430 | Independent Mortgage Company |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 57 | 57 | 277 | Independent Mortgage Company |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 66 | 42 | 55 | 191 | Independent Mortgage Company |
| 24 | CROSSCOUNTRY MORTGAGE, LLC | 63 | 20 | 76 | 1,396 | Independent Mortgage Company |
| 25 | STOCKTON MORTGAGE CORPORATION | 63 | 27 | 70 | 653 | Independent Mortgage Company |
| 26 | NATIONSTAR MORTGAGE LLC | 63 | 26 | 71 | 583 | Independent Mortgage Company |
| 27 | AMERICAN FINANCIAL NETWORK, INC. | 63 | 28 | 71 | 442 | Independent Mortgage Company |
| 28 | M/I FINANCIAL, LLC | 63 | 38 | 75 | 414 | Independent Mortgage Company |
| 29 | PLAZA HOME MORTGAGE, INC. | 63 | 36 | 69 | 322 | Independent Mortgage Company |
| 30 | Prosperity Home Mortgage, LLC | 63 | 37 | 77 | 318 | Independent Mortgage Company |
| 31 | LOWER, LLC | 63 | 30 | 71 | 312 | Independent Mortgage Company |
| 32 | HOWARD HANNA FINANCIAL SERVICES, INC. | 63 | 38 | 74 | 289 | Independent Mortgage Company |
| 33 | Equity Prime Mortgage LLC | 63 | 20 | 66 | 256 | Independent Mortgage Company |
| 34 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 63 | 28 | 68 | 240 | Independent Mortgage Company |
| 35 | THE LOAN STORE, INC. | 63 | 40 | 77 | 230 | Independent Mortgage Company |
| 36 | ZILLOW HOME LOANS, LLC | 63 | 31 | 63 | 203 | Independent Mortgage Company |
| 37 | NEWREZ LLC | 62 | 35 | 59 | 1,431 | Independent Mortgage Company |
| 38 | GVC MORTGAGE, INC. | 58 | 19 | 83 | 3,045 | Independent Mortgage Company |
| 39 | HALLMARK HOME MORTGAGE, LLC | 58 | 19 | 84 | 1,542 | Independent Mortgage Company |
| 40 | NEW AMERICAN FUNDING, LLC | 58 | 22 | 60 | 704 | Independent Mortgage Company |
| 41 | CARRINGTON MORTGAGE SERVICES, LLC | 58 | 24 | 41 | 428 | Independent Mortgage Company |
| 42 | GENEVA FINANCIAL, LLC | 54 | 14 | 82 | 340 | Independent Mortgage Company |
| 43 | DIRECT MORTGAGE LOANS, LLC | 54 | 17 | 80 | 288 | Independent Mortgage Company |
| 44 | AMERICAN PACIFIC MORTGAGE CORPORATION | 54 | 14 | 84 | 283 | Independent Mortgage Company |
| 45 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 50 | 20 | 80 | 501 | Independent Mortgage Company |
| 46 | ROYAL UNITED MORTGAGE LLC | 50 | 5 | 63 | 439 | Independent Mortgage Company |
| 47 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 50 | 17 | 79 | 426 | Independent Mortgage Company |
| 48 | CHURCHILL MORTGAGE CORPORATION | 50 | 18 | 65 | 268 | Independent Mortgage Company |
| 49 | Luminate Home Loans, Inc. | 50 | 13 | 66 | 254 | Independent Mortgage Company |
| 50 | CALCON MUTUAL MORTGAGE LLC | 46 | 16 | 57 | 482 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Indiana.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.