# Best FHA Mortgage Lenders in Jonesboro, AR

**As of:** 2026-05-22

Compare the top FHA mortgage lenders in Jonesboro, AR. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/jonesboro-ar/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 30
- **Total Loans:** 1,099
- **Median Rate Spread:** 0.36700000000000005%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | First Financial Bank | 85 | 62 | 73 | 49 | Bank |
| 2 | Arvest Bank | 83 | 59 | 71 | 109 | Bank |
| 3 | MORTGAGE INVESTORS GROUP, INC. | 83 | 57 | 78 | 61 | Independent Mortgage Company |
| 4 | LENDLO MORTGAGE, LLC | 83 | 55 | 86 | 48 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 52 | 81 | 41 | Independent Mortgage Company |
| 6 | First Horizon Bank | 80 | 60 | 63 | 38 | Bank |
| 7 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 91 | Independent Mortgage Company |
| 8 | First Community Bank | 79 | 57 | 71 | 70 | Bank |
| 9 | Centennial Bank | 79 | 63 | 60 | 47 | Bank |
| 10 | ENCORE BANK | 79 | 82 | 51 | 32 | Bank |
| 11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 79 | 61 | 79 | 20 | Independent Mortgage Company |
| 12 | FREEDOM MORTGAGE CORPORATION | 79 | 65 | 62 | 12 | Independent Mortgage Company |
| 13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 20 | 82 | 39 | Independent Mortgage Company |
| 14 | Nations Lending Corporation | 75 | 27 | 83 | 32 | Independent Mortgage Company |
| 15 | Regions Bank | 73 | 60 | 59 | 25 | Bank |
| 16 | Evolve Bank & Trust | 69 | 49 | 71 | 18 | Bank |
| 17 | DAS Acquisition Company, LLC | 63 | 18 | 82 | 51 | Independent Mortgage Company |
| 18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 63 | 18 | 81 | 40 | Independent Mortgage Company |
| 19 | EVERETT FINANCIAL, INC. | 59 | 9 | 80 | 15 | Independent Mortgage Company |
| 20 | SENTE MORTGAGE, INC. | 57 | 15 | 76 | 27 | Independent Mortgage Company |
| 21 | NEW AMERICAN FUNDING, LLC | 56 | 19 | 57 | 51 | Independent Mortgage Company |
| 22 | Click n' Close, Inc. | 56 | N/A | 63 | 13 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Jonesboro, AR.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.