# Best FHA Mortgage Lenders in Kankakee, IL

**As of:** 2026-05-19

Compare the top FHA mortgage lenders in Kankakee, IL. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/kankakee-il/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 22
- **Total Loans:** 673
- **Median Rate Spread:** 0.5652727272727273%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 52 | 81 | 30 | Independent Mortgage Company |
| 2 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 104 | Independent Mortgage Company |
| 3 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 80 | 22 | 82 | 51 | Independent Mortgage Company |
| 4 | Midland States Bank | 79 | 46 | 69 | 62 | Bank |
| 5 | LOANDEPOT.COM, LLC | 73 | 59 | 68 | 18 | Independent Mortgage Company |
| 6 | GUARANTEED RATE, INC. | 71 | 38 | 68 | 42 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 70 | 20 | 82 | 16 | Independent Mortgage Company |
| 8 | NEWREZ LLC | 68 | 52 | 56 | 13 | Independent Mortgage Company |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 64 | 45 | 53 | 14 | Independent Mortgage Company |
| 10 | Ixonia Bank | 63 | 13 | 76 | 81 | Bank |
| 11 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 10 | 81 | 32 | Independent Mortgage Company |
| 12 | CROSSCOUNTRY MORTGAGE, LLC | 60 | 19 | 69 | 42 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Kankakee, IL.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.