# Best Jumbo Mortgage Companie Lenders in Kansas City, MO

**As of:** 2026-05-31

Compare the top mortgage companies for Jumbo loans in Kansas City, MO.

> **Canonical URL:** https://saferate.com/kansas-city-mo/best-mortgage-lenders/mortgage-companies/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 164
- **Total Loans:** 28,634
- **Median Rate Spread:** 0.3288198757763975%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 1,933 | Independent Mortgage Company |
| 2 | UNITED WHOLESALE MORTGAGE, LLC | 83 | 55 | 74 | 1,417 | Independent Mortgage Company |
| 3 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 83 | 45 | 66 | 1,007 | Independent Mortgage Company |
| 4 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 1,933 | Independent Mortgage Company |
| 5 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 40 | 70 | 437 | Independent Mortgage Company |
| 6 | T2 FINANCIAL LLC | 63 | 29 | 57 | 156 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Kansas City, MO.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.