# Best Jumbo Mortgage Lenders in Kansas

**As of:** 2026-05-27

Compare the top Jumbo mortgage lenders in Kansas. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/kansas/best-mortgage-lenders/jumbo-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 179
- **Total Loans:** 29,343
- **Median Rate Spread:** 0.3452203389830508%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | U.S. Bank National Association | 89 | 88 | 76 | 308 | Bank |
| 2 | Bank of America, National Association | 89 | 90 | 80 | 176 | Bank |
| 3 | UMB Bank, National Association | 89 | 92 | 72 | 109 | Bank |
| 4 | COMMUNITYAMERICA CREDIT UNION | 85 | 65 | 74 | 1,025 | Credit Union |
| 5 | Capitol Federal Savings Bank | 85 | 73 | 71 | 726 | Bank |
| 6 | ROCKET MORTGAGE, LLC | 83 | 50 | 67 | 2,363 | Independent Mortgage Company |
| 7 | Landmark National Bank | 83 | 66 | 82 | 502 | Bank |
| 8 | JPMorgan Chase Bank, National Association | 79 | 49 | 64 | 220 | Bank |
| 9 | Commerce Bank | 79 | 68 | 53 | 216 | Bank |
| 10 | The Central Trust Bank | 79 | 49 | 72 | 198 | Bank |
| 11 | BMO Bank National Association | 79 | 79 | 64 | 67 | Bank |
| 12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 75 | 30 | 63 | 1,609 | Independent Mortgage Company |
| 13 | Arvest Bank | 75 | 25 | 69 | 389 | Bank |
| 14 | Home Bank and Trust Company | 74 | 67 | 71 | 121 | Bank |
| 15 | Emprise Bank | 69 | 73 | 52 | 101 | Bank |
| 16 | Academy Bank, National Association | 58 | 57 | 24 | 104 | Bank |
| 17 | Farm Credit Mid-America, ACA | 56 | 2 | 60 | 122 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Kansas.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.